SBI COMMA Fund
Direct · Growth ₹126.39
20 Jul 2026
NAV
16.6%
3Y CAGR
16.5%
5Y CAGR
16.4%
10Y CAGR
16.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.65
Sharpe
-40.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 20.5% | -51.1% | 114.9% |
| 3 Years | ₹36.00 L | ₹45.73 L | 17.2% | -21.2% | 50.5% |
| 5 Years | ₹60.00 L | ₹89.66 L | 16.6% | -6.8% | 29.8% |
| 7 Years | ₹84.00 L | ₹1.57 Cr | 17.1% | -0.5% | 25.0% |
| 10 Years | ₹1.20 Cr | ₹2.89 Cr | 17.0% | 13.5% | 20.7% |
| 12 Years | ₹1.44 Cr | ₹4.12 Cr | 16.5% | 14.9% | 18.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 20.5% | 14.5% | 13.7% | +6.0% |
| 3 Years | 17.2% | 11.2% | 17.3% | +6.1% |
| 5 Years | 16.6% | 10.4% | 17.0% | +6.2% |
| 7 Years | 17.1% | 10.6% | 16.6% | +6.5% |
| 10 Years | 17.0% | 11.5% | 16.9% | +5.5% |
| 12 Years | 16.5% | 11.4% | 16.5% | +5.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.0% | 13.2% | -26.8% | 115.7% | 0.48 | 1.44 | 72% | — | — |
| 3 Years | 16.6% | 17.4% | -8.1% | 35.5% | 1.29 | 5.30 | 98% | — | — |
| 5 Years | 16.5% | 16.5% | 2.0% | 30.8% | 1.84 | 27.59 | 100% | — | — |
| 10 Years | 16.4% | 16.4% | 12.7% | 19.8% | 6.65 | — | 100% | — | — |
-40.8%
Max Drawdown
27 mo
Drawdown Duration
8 mo
Recovery Time
-9.5%
Avg Drawdown
Calmar Ratio by Duration
0.47
1Y
0.41
3Y
0.40
5Y
0.39
7Y
0.40
10Y
0.40
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +11.68 | 0.84 | 94.9% | 77.4% | 10.1% | -3.1% |
| 3 Years | +11.38 | 1.06 | 109.7% | 95.8% | 18.7% | 7.3% |
| 5 Years | +3.02 | 0.99 | 98.0% | 93.1% | 12.1% | 9.1% |
| 7 Years | +8.13 | 0.88 | 94.9% | 86.1% | 18.6% | 11.1% |
| 10 Years | +5.67 | 0.90 | 95.7% | 89.0% | 16.3% | 11.1% |
| 12 Years | +4.23 | 0.91 | 95.3% | 89.7% | 14.1% | 10.1% |
| 15 Years | +2.93 | 0.91 | 95.0% | 90.8% | 12.4% | 9.8% |
39
Total Holdings
44.6%
Top 10 Weight
16
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Tata Steel Ltd. | 7.91% |
| 2 | JSW Steel Ltd. | 5.68% |
| 3 | Oil & Natural Gas Corporation Ltd. | 5.35% |
| 4 | CESC Ltd. | 5.13% |
| 5 | Steel Authority of India Ltd. | 4.27% |
| 6 | Ultratech Cement Ltd. | 3.47% |
| 7 | Oil India Ltd. | 3.32% |
| 8 | NMDC Ltd. | 3.23% |
| 9 | Arvind Ltd. | 3.20% |
| 10 | UPL Ltd. | 3.09% |