Samco Mid Cap Fund
Direct · GrowthAI Summary
Samco Mid Cap Fund has modestly outperformed the NIFTY Midcap 150 across all time windows, with a 1Y Fund CAGR of -3.54% versus the benchmark's -4.23% and positive 1Y alpha of 0.2168%. However, XIRR data is not available, so a like-for-like comparison with the category's strong SIP XIRR averages (15.89% at 1Y, 19.78% at 3Y) cannot be made. Negative absolute CAGRs across all windows indicate the fund has delivered losses over long periods, tracking a weak midcap benchmark.
The fund shows a very shallow maximum drawdown of -0.130306% over 25 days with a 65-day recovery, though 2 drawdown events exceeding 10% have occurred, signaling meaningful tail risk in turbulent markets. With a Beta of 0.9559 and Downside Capture of 98.75%, the fund has fallen slightly less than the benchmark in down markets. Risk-adjusted performance is roughly market-like, with alpha turning slightly negative at longer horizons (-0.2494% at 15Y).
The portfolio holds 29 stocks, with top positions in National Aluminium (5.41%), Muthoot Finance (3.58%), and Union Bank (3.41%). Sector concentration is notable in financials, with Banks at 19.6% and Finance at 12.6% combining for over 32% of the portfolio. This financials-heavy allocation, alongside cyclical exposure to non-ferrous metals and autos, makes performance sensitive to interest-rate and credit cycles.
The fund trails the index slightly on alpha at longer horizons while outperforming in the 1Y window, suggesting it behaves like a close benchmark tracker with modest active differentiation. Category peers have delivered mid-to-high-teens SIP XIRR, but without the fund's own XIRR its relative SIP performance cannot be verified. Expense ratio of 0.89% for a direct plan is competitive within the midcap category.
This fund suits investors comfortable with midcap volatility and periodic drawdowns exceeding 10%, seeking index-like midcap exposure at a reasonable cost. A long horizon of 7-10 years is appropriate given the negative point-to-point CAGRs observed over shorter windows and the requirement to ride out midcap cycles. Investors needing visible SIP XIRR track records or a clear edge over the benchmark may want to compare with alternative midcap funds.
- Outperformed NIFTY Midcap 150 across all time windows, with 1Y Fund CAGR of -3.54% versus benchmark -4.23%
- Downside Capture of 98.75% indicates slightly better downside protection than the benchmark
- Competitive direct-plan expense ratio of 0.89% with a diversified 29-stock portfolio
- Negative absolute CAGRs across all windows (e.g., -0.24% at 15Y) and no available XIRR data make return assessment incomplete
- Heavy concentration in financials (Banks 19.6% plus Finance 12.6%, over 32% combined) creates cyclicality risk
- Negative alpha at longer horizons (e.g., -0.2494% at 15Y) indicates no consistent value added over the benchmark
Generated on 05-11-2026, 3:04 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
Not enough data to compute SIP returns.
Not enough data to compute rolling returns.
Compared against NIFTY MIDCAP 150
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -1.93 | 0.94 | 97.3% | 98.8% | -0.3% | 1.3% |
| 3 Years | -0.89 | 0.94 | 97.3% | 98.8% | -0.1% | 0.4% |
| 5 Years | -0.69 | 0.94 | 97.3% | 98.8% | -0.1% | 0.3% |
| 7 Years | -0.59 | 0.94 | 97.3% | 98.8% | -0.0% | 0.2% |
| 10 Years | -0.52 | 0.94 | 97.3% | 98.8% | -0.0% | 0.1% |
| 12 Years | -0.50 | 0.94 | 97.3% | 98.8% | -0.0% | 0.1% |
| 15 Years | -0.48 | 0.94 | 97.3% | 98.8% | -0.0% | 0.1% |
| # | Stock | % of NAV |
|---|---|---|
| 1 | National Aluminium Company Limited | 5.41% |
| 2 | Muthoot Finance Limited | 3.58% |
| 3 | Union Bank of India | 3.41% |
| 4 | Indian Bank | 3.31% |
| 5 | Ashok Leyland Limited | 3.20% |
| 6 | L&T Finance Limited | 3.07% |
| 7 | The Federal Bank Limited | 2.94% |
| 8 | Aditya Birla Capital Limited | 2.86% |
| 9 | Bank of India | 2.82% |
| 10 | GE Vernova T&D India Limited | 2.80% |