NJ Balanced Advantage Fund
Direct · Growth ₹14.13
30 Oct 2026
NAV
11.8%
3Y CAGR
11.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.85
Sharpe
-14.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.62%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.36 L | 10.9% | -15.3% | 42.2% |
| 3 Years | ₹36.00 L | ₹41.28 L | 9.3% | 0.3% | 22.6% |
| 5 Years | ₹60.00 L | ₹70.16 L | 6.4% | 6.0% | 6.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 10.9% | 6.4% |
| 3 Years | 9.3% | 10.4% |
| 5 Years | 6.4% | 10.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.6% | 4.5% | -5.3% | 36.2% | 0.34 | 0.97 | 85% | — | — |
| 3 Years | 11.8% | 12.0% | 7.1% | 15.9% | 2.85 | — | 100% | — | — |
-14.7%
Max Drawdown
7 mo
Drawdown Duration
Not recovered
Recovery Time
-3.9%
Avg Drawdown
Calmar Ratio by Duration
0.72
1Y
0.80
3Y
118
Total Holdings
35.7%
Top 10 Weight
39
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 5.60% |
| 2 | Reliance Industries Limited | 4.63% |
| 3 | ICICI Bank Limited | 4.14% |
| 4 | Torrent Pharmaceuticals Limited | 3.61% |
| 5 | Bosch Limited | 3.55% |
| 6 | Dr. Lal Path Labs Limited | 3.18% |
| 7 | Marico Limited | 3.17% |
| 8 | Eicher Motors Limited | 2.74% |
| 9 | Sun Pharmaceutical Industries Limited | 2.64% |
| 10 | Britannia Industries Limited | 2.47% |