NJ Balanced Advantage Fund
Direct · Growth ₹14.25
18 Jun 2026
NAV
12.5%
3Y CAGR
12.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.29
Sharpe
-14.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.39 L | 11.7% | -15.3% | 42.2% |
| 3 Years | ₹36.00 L | ₹42.01 L | 10.5% | 1.1% | 22.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 11.7% | 14.5% | 10.9% | -2.8% |
| 3 Years | 10.5% | 11.2% | 11.6% | -0.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 11.7% | 6.3% | -5.3% | 36.2% | 0.43 | 1.32 | 88% | — | — |
| 3 Years | 12.5% | 12.4% | 9.1% | 15.9% | 4.29 | — | 100% | — | — |
-14.7%
Max Drawdown
7 mo
Drawdown Duration
Not recovered
Recovery Time
-3.8%
Avg Drawdown
Calmar Ratio by Duration
0.79
1Y
0.85
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -1.18 | 0.53 | 53.4% | 50.9% | 0.2% | -3.1% |
| 3 Years | +2.42 | 0.53 | 55.6% | 48.5% | 10.1% | 8.7% |
| 5 Years | +0.94 | 0.50 | 51.3% | 45.9% | 7.3% | 6.1% |
| 7 Years | -0.30 | 0.50 | 51.3% | 45.9% | 5.1% | 4.3% |
| 10 Years | -1.20 | 0.50 | 51.3% | 45.9% | 3.6% | 3.0% |
| 12 Years | -1.56 | 0.50 | 51.3% | 45.9% | 3.0% | 2.5% |
| 15 Years | -1.90 | 0.50 | 51.3% | 45.9% | 2.4% | 2.0% |
124
Total Holdings
34.5%
Top 10 Weight
38
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 6.13% |
| 2 | Reliance Industries Limited | 4.34% |
| 3 | Eicher Motors Limited | 3.52% |
| 4 | Marico Limited | 3.45% |
| 5 | ICICI Bank Limited | 3.32% |
| 6 | Bosch Limited | 3.04% |
| 7 | Britannia Industries Limited | 2.80% |
| 8 | Dr. Lal Path Labs Limited | 2.71% |
| 9 | Cipla Limited | 2.64% |
| 10 | ITC Limited | 2.59% |