Navi Nifty Bank Index Fund
Direct · Growth ₹15.12
18 Aug 2026
NAV
12.6%
3Y CAGR
12.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.93
Sharpe
-18.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.16%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.76 L | 12.2% | -22.9% | 33.7% |
| 3 Years | ₹36.00 L | ₹42.41 L | 11.0% | 0.3% | 16.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 12.2% | 14.4% | 9.4% | -2.2% |
| 3 Years | 11.0% | 11.1% | 12.3% | -0.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 12.8% | 12.6% | -4.0% | 35.4% | 0.85 | 3.10 | 97% | — | — |
| 3 Years | 12.6% | 12.2% | 7.2% | 20.3% | 1.93 | — | 100% | — | — |
-18.4%
Max Drawdown
1 mo
Drawdown Duration
Not recovered
Recovery Time
-4.4%
Avg Drawdown
Calmar Ratio by Duration
0.70
1Y
0.68
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +7.56 | 1.16 | 113.2% | 104.8% | 3.1% | -2.9% |
| 3 Years | +2.05 | 1.07 | 102.9% | 99.5% | 9.9% | 7.8% |
| 5 Years | +2.05 | 1.08 | 104.6% | 101.5% | 9.1% | 7.0% |
| 7 Years | +1.58 | 1.08 | 104.6% | 101.5% | 6.4% | 5.0% |
| 10 Years | +1.25 | 1.08 | 104.6% | 101.5% | 4.5% | 3.5% |
| 12 Years | +1.12 | 1.08 | 104.6% | 101.5% | 3.7% | 2.9% |
| 15 Years | +1.01 | 1.08 | 104.6% | 101.5% | 3.0% | 2.3% |