Kotak Transportation and Logistics Fund
Direct · GrowthAI Summary
Kotak Transportation and Logistics Fund has delivered a 1Y SIP XIRR of 10.56%, which trails the category average SIP XIRR of 14.1% for the same period. Against the NIFTY 50, the fund shows strong outperformance with a 1Y Fund CAGR of 11.13% versus the benchmark's -2.9%, generating an alpha of 15.77%. However, lump-sum long-term returns remain modest, with a 5Y Fund CAGR of 4.4% and a 10Y Fund CAGR of just 2.18%.
The fund exhibits a beta of 1.18 over 1Y, indicating higher volatility than the NIFTY 50, though its downside capture of 96.17% shows it falls slightly less than the benchmark in down markets. The maximum drawdown of -0.17% with a 126-day recovery and 2 drawdown events exceeding 10% suggests manageable recent drawdown behavior. The 1Y Calmar Ratio of 0.88 indicates reasonable risk-adjusted returns relative to the drawdown experienced.
As a sectoral/thematic fund focused on transportation and logistics, the portfolio is inherently concentrated in a single theme rather than diversified across sectors. No individual holdings data was provided, so stock-level concentration cannot be assessed. Investors should assume the fund's fortunes are closely tied to the performance of the transport, logistics, and related infrastructure ecosystem in India.
The fund's 1Y SIP XIRR of 10.56% underperforms the category average of 14.1%, placing it below peers in the sectoral/thematic space over the recent period. Its consistent alpha over the NIFTY 50 across all time horizons, from 15.77% at 1Y to 2.01% at 15Y, demonstrates persistent benchmark outperformance. Calendar year returns have been uneven, ranging from 17.81% in 2025 to -0.5% in 2024, reflecting the volatility typical of thematic strategies.
This fund is suitable for investors with high risk tolerance who already hold a diversified core portfolio and want targeted exposure to India's transportation and logistics growth theme. A long time horizon of at least 5-7 years is recommended given the sector's cyclicality and the fund's modest long-term lump-sum CAGRs. It should be treated as a satellite allocation rather than a core holding, ideally through SIPs to average out sector volatility.
- Strong alpha generation versus the NIFTY 50 across all measured horizons, including 15.77% alpha over 1Y and positive alpha even over 15Y
- Favorable capture profile with upside capture of 117.78% and downside capture of 96.17% over 1Y, indicating it gains more in rallies and loses less in declines
- Relatively low maximum drawdown of -0.17% with a contained average drawdown of -0.05% in the recent period
- 1Y SIP XIRR of 10.56% trails the category average SIP XIRR of 14.1%, indicating below-par performance versus sectoral/thematic peers
- Long-term lump-sum returns are weak, with a 10Y Fund CAGR of just 2.18% and a 15Y Fund CAGR of 1.45%, despite benchmark outperformance
- As a single-sector thematic fund, it carries high concentration risk and uneven calendar year returns, including -0.5% in 2024
Generated on 09-09-2026, 3:32 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.35 L | 10.6% | -17.3% | 36.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.6% | 14.4% | 14.1% | -3.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 15.1% | 15.4% | 2.9% | 30.1% | 1.29 | 15.74 | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +15.77 | 1.18 | 117.8% | 96.2% | 11.1% | -2.9% |
| 3 Years | +7.47 | 1.11 | 111.9% | 95.2% | 7.4% | 0.6% |
| 5 Years | +4.69 | 1.11 | 111.9% | 95.2% | 4.4% | 0.4% |
| 7 Years | +3.52 | 1.11 | 111.9% | 95.2% | 3.1% | 0.3% |
| 10 Years | +2.67 | 1.11 | 111.9% | 95.2% | 2.2% | 0.2% |
| 12 Years | +2.34 | 1.11 | 111.9% | 95.2% | 1.8% | 0.1% |
| 15 Years | +2.01 | 1.11 | 111.9% | 95.2% | 1.4% | 0.1% |