Kotak Nifty Financial Services Ex-Bank Index Fund
Direct · Growth ₹15.64
04 Nov 2026
NAV
14.7%
3Y CAGR
15.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.36
Sharpe
-17.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.22%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.88 L | 15.8% | -20.2% | 51.4% |
| 3 Years | ₹36.00 L | ₹43.37 L | 11.6% | 2.9% | 16.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 15.8% | 14.3% | 5.5% | +1.6% |
| 3 Years | 11.6% | 11.0% | 11.6% | +0.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.5% | 16.6% | -10.2% | 39.3% | 1.01 | 3.62 | 95% | — | — |
| 3 Years | 14.7% | 14.0% | 11.3% | 19.5% | 3.36 | — | 100% | — | — |
-17.1%
Max Drawdown
3 mo
Drawdown Duration
4 mo
Recovery Time
-4.0%
Avg Drawdown
Calmar Ratio by Duration
0.97
1Y
0.86
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +6.01 | 1.33 | 133.3% | 126.4% | -4.7% | -6.4% |
| 3 Years | +6.15 | 1.24 | 124.0% | 117.0% | 13.6% | 7.3% |
| 5 Years | +5.42 | 1.24 | 125.2% | 115.8% | 9.2% | 4.3% |
| 7 Years | +4.27 | 1.24 | 125.2% | 115.8% | 6.5% | 3.1% |
| 10 Years | +3.41 | 1.24 | 125.2% | 115.8% | 4.5% | 2.1% |
| 12 Years | +3.09 | 1.24 | 125.2% | 115.8% | 3.7% | 1.8% |
| 15 Years | +2.78 | 1.24 | 125.2% | 115.8% | 3.0% | 1.4% |