Invesco India Large Cap Fund
Direct · GrowthAI Summary
The fund has delivered XIRR of 10.97% over 1 year, 16.25% over 3 years, and 16.08% over 5 years, outperforming the category average SIP XIRR of 7.68%, 13.95%, and 14.32% respectively. It also generated positive alpha versus the NIFTY 50 across the reported periods, with fund CAGR of 16.18% over 3 years against the benchmark's 8.84%.
The fund's risk metrics include a reported maximum drawdown of -0.37%, a maximum drawdown duration of 33 days, recovery of 231 days, and 8 drawdown events exceeding 10%. Calmar ratios range from 0.3946 over 7 years to 0.4534 over 1 year, indicating moderate risk-adjusted returns relative to drawdowns.
The top 10 holdings account for about 40.06% of NAV, led by ICICI Bank at 8.31% and HDFC Bank at 4.15%, across 55 total holdings. Sector exposure is led by Banks at 19.1%, followed by IT - Software at 9.0%, Retailing at 7.5%, Finance at 7.2%, and Automobiles at 7.0%.
The fund has consistently outperformed category average SIP XIRR across 1, 3, 5, 7, 10, and 12 years, with the gap ranging from about 1.3 to 3.3 percentage points. Its positive alpha and downside capture below 100% in several periods suggest relatively strong peer positioning.
This fund may suit investors seeking large-cap equity exposure with a long-term horizon and tolerance for equity market volatility. The 5 to 10 year return profile and drawdown history suggest it is better suited for investors who can stay invested through market cycles.
- XIRR consistently above category average across all reported periods
- Positive alpha versus NIFTY 50 in every benchmark comparison period
- Diversified portfolio of 55 holdings with top 10 at about 40% of NAV
- Banks sector concentration at 19.1% of the portfolio
- Eight drawdown events exceeding 10% indicate meaningful downside episodes
Generated on 11-11-2026, 3:08 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.77 L | 17.4% | -55.2% | 74.6% |
| 3 Years | ₹36.00 L | ₹44.60 L | 15.0% | -19.1% | 34.0% |
| 5 Years | ₹60.00 L | ₹87.29 L | 15.0% | -6.7% | 26.8% |
| 7 Years | ₹84.00 L | ₹1.42 Cr | 15.1% | 0.1% | 22.3% |
| 10 Years | ₹1.20 Cr | ₹2.66 Cr | 15.4% | 12.2% | 18.9% |
| 12 Years | ₹1.44 Cr | ₹3.81 Cr | 15.2% | 12.7% | 17.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.4% | 14.3% | 7.7% | +3.1% |
| 3 Years | 15.0% | 11.0% | 13.9% | +4.0% |
| 5 Years | 15.0% | 10.4% | 14.3% | +4.6% |
| 7 Years | 15.1% | 10.6% | 14.0% | +4.5% |
| 10 Years | 15.4% | 11.4% | 14.2% | +4.0% |
| 12 Years | 15.2% | 11.3% | 13.8% | +3.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.7% | 13.2% | -29.9% | 83.8% | 0.60 | 2.07 | 88% | — | — |
| 3 Years | 15.4% | 15.6% | -4.2% | 29.9% | 1.81 | 10.39 | 100% | — | — |
| 5 Years | 15.0% | 15.1% | -0.0% | 27.5% | 2.00 | 18.84 | 100% | — | — |
| 10 Years | 15.0% | 14.9% | 12.0% | 17.5% | 7.59 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.16 | 1.04 | 106.3% | 95.6% | 7.1% | -1.7% |
| 3 Years | +7.29 | 1.01 | 104.0% | 95.5% | 16.4% | 9.1% |
| 5 Years | +4.58 | 0.99 | 100.0% | 94.7% | 11.7% | 7.2% |
| 7 Years | +4.95 | 0.95 | 96.9% | 91.8% | 16.1% | 11.3% |
| 10 Years | +3.52 | 0.95 | 95.5% | 91.4% | 15.0% | 11.8% |
| 12 Years | +4.14 | 0.94 | 94.9% | 90.0% | 13.6% | 9.7% |
| 15 Years | +4.05 | 0.93 | 95.3% | 90.1% | 13.9% | 10.0% |
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 8.31% |
| 2 | HDFC Bank Limited | 4.15% |
| 3 | ICICI Prudential Asset Management Company Limited | 3.97% |
| 4 | Eternal Limited | 3.83% |
| 5 | InterGlobe Aviation Limited | 3.64% |
| 6 | Infosys Limited | 3.57% |
| 7 | Larsen & Toubro Limited | 3.53% |
| 8 | Bajaj Finance Ltd | 3.21% |
| 9 | Tech Mahindra Limited | 2.93% |
| 10 | Bharti Airtel Limited | 2.92% |