Groww Banking and Financial Services Fund
Direct · Growth ₹13.65
21 Jul 2026
NAV
10.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.68
Sharpe
-16.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.73 L | 9.9% | -19.1% | 26.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 9.9% | 14.5% | 13.7% | -4.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.4% | 10.3% | -3.0% | 27.8% | 0.68 | 1.99 | 97% | — | — |
-16.4%
Max Drawdown
3 mo
Drawdown Duration
3 mo
Recovery Time
-3.4%
Avg Drawdown
Calmar Ratio by Duration
0.64
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +15.21 | 1.13 | 113.5% | 94.9% | 8.5% | -5.2% |
| 3 Years | +7.61 | 1.03 | 102.9% | 90.5% | 10.6% | 3.0% |
| 5 Years | +4.53 | 1.03 | 102.9% | 90.5% | 6.2% | 1.8% |
| 7 Years | +3.25 | 1.03 | 102.9% | 90.5% | 4.4% | 1.3% |
| 10 Years | +2.32 | 1.03 | 102.9% | 90.5% | 3.1% | 0.9% |
| 12 Years | +1.96 | 1.03 | 102.9% | 90.5% | 2.5% | 0.8% |
| 15 Years | +1.61 | 1.03 | 102.9% | 90.5% | 2.0% | 0.6% |
30
Total Holdings
47.3%
Top 10 Weight
7
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 7.91% |
| 2 | Axis Bank Limited | 6.91% |
| 3 | BSE Ltd | 5.12% |
| 4 | Multi Commodity Exchange of India Ltd. | 4.33% |
| 5 | CarTrade Tech Limited | 4.28% |
| 6 | Bajaj Finance Limited | 4.02% |
| 7 | ICICI Prudential AMC Ltd | 3.77% |
| 8 | Ujjivan Small Finance Bank Limited | 3.73% |
| 9 | RBL Bank Limited | 3.66% |
| 10 | Piramal Finance Ltd | 3.53% |