Edelweiss Financial Services Fund
Direct · GrowthAI Summary
Edelweiss Financial Services Fund has underperformed the NIFTY 50 across all measured periods, with the fund's 1Y CAGR at -10.04% versus the benchmark's -9.43%, and similar small shortfalls over 3Y (-3.46% vs -3.25%) and 5Y (-2.09% vs -1.96%). Despite absolute underperformance, the fund generated positive alphas at every horizon (1Y alpha of 1.68%, declining to around 1.0% over longer periods). Its calendar year 2026 return of -11.29% reflects a difficult year for the fund. Category SIP XIRR averages cannot be compared as the fund's own XIRR data is not available.
The fund carries above-market risk with a beta of 1.144 against NIFTY 50, meaning it moves roughly 14% more than the index in either direction. Notably, its upside capture (110.04%) exceeds its downside capture (108.76%), suggesting a slight favorable asymmetry in extreme market moves. Reported drawdown metrics (maximum drawdown of -0.16% over 32 days) appear inconsistent with the fund's double-digit negative CAGRs and should be treated cautiously.
As a sectoral/thematic fund focused on financial services, the portfolio is inherently concentrated compared to diversified equity funds, exposing investors to banking, insurance, NBFC, and capital markets cycles. No individual holdings data is provided in this dataset, so stock-level concentration cannot be assessed. The -11.29% calendar year 2026 return is consistent with sector-wide pressure in financial services.
Like-for-like category comparison is not possible because the fund's SIP XIRR is unavailable, though the category averages (ranging from 10.54% for 1Y to 17.42% for 5Y SIP XIRR) suggest peer funds delivered much stronger SIP outcomes than this fund's lump-sum negative CAGRs would indicate. A small but persistent positive alpha at every horizon indicates modest risk-adjusted outperformance versus the benchmark even as absolute returns lagged. Consistency data such as rolling returns is also unavailable, limiting the assessment of peer-relative stability.
This fund is suitable only for sophisticated investors who understand sector concentration risk and believe in a long-term thesis for Indian financial services. Given its thematic nature and current underperformance, an investment horizon of at least 5-7 years and a high tolerance for drawdowns below -11% are appropriate. It should form a tactical satellite allocation within an already diversified portfolio, not a core holding.
- Positive alpha versus NIFTY 50 at every horizon, including 1.68% over 1Y, indicating risk-adjusted outperformance despite lower absolute returns
- Upside capture of 110.04% exceeding downside capture of 108.76%, a mildly favorable move asymmetry
- Low expense ratio of 0.74% for a sectoral/thematic direct plan
- Underperformed the NIFTY 50 benchmark across all periods from 1Y to 15Y, with a -11.29% calendar year 2026 return
- Elevated beta of 1.144 and sector concentration expose investors to amplified financial-services downturns
- Critical performance data gaps — XIRR, rolling returns, and holdings — prevent full due diligence and limit like-for-like category comparison
Generated on 05-11-2026, 3:04 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
Not enough data to compute SIP returns.
Not enough data to compute rolling returns.
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.14 | 1.14 | 109.9% | 108.8% | -1.6% | -1.6% |
| 3 Years | +0.97 | 1.14 | 109.9% | 108.8% | -0.5% | -0.5% |
| 5 Years | +0.93 | 1.14 | 109.9% | 108.8% | -0.3% | -0.3% |
| 7 Years | +0.92 | 1.14 | 109.9% | 108.8% | -0.2% | -0.2% |
| 10 Years | +0.91 | 1.14 | 109.9% | 108.8% | -0.2% | -0.2% |
| 12 Years | +0.92 | 1.14 | 109.9% | 108.8% | -0.1% | -0.1% |
| 15 Years | +0.90 | 1.14 | 109.9% | 108.8% | -0.1% | -0.1% |