Canara Robeco Large Cap Fund
Direct · GrowthAI Summary
Canara Robeco Large Cap Fund has delivered consistent outperformance versus the NIFTY 50, with positive alpha across all periods ranging from 3.05% (5Y) to 4.24% (3Y). Its SIP XIRR of 15.1% over 3Y and 16.27% over 5Y comfortably beats the category averages of 14.06% and 14.39% respectively. Over 10Y, the fund's 15.98% XIRR also leads the category average of 14.26%, indicating durable long-term performance.
The fund exhibits a defensive risk profile, with downside capture consistently below 100% (88.96% to 96.5%) across all periods while beta stays near or below 1.0. It has participated in roughly 94-101% of upside moves, meaning it gives up little in rallies while protecting more in declines. The Calmar Ratio remains stable around 0.47-0.50 across horizons, reflecting steady risk-adjusted returns.
Detailed holdings and sector allocation data were not provided in this dataset, so portfolio composition cannot be assessed here. As a Large Cap Fund under SEBI norms, it must hold at least 80% in the top 100 companies by market capitalization, which typically limits concentration risk. Investors should review the latest factsheet for specific stock and sector exposure.
The fund outperforms its category on SIP XIRR at every horizon — for example, 16.27% vs 14.39% over 5Y and 15.98% vs 14.26% over 10Y. Calendar year returns show strong consistency, with positive returns in 13 of the last 14 years, though 2026 is currently negative at -8.58%. This combination of consistency and category leadership positions it among the stronger large cap offerings.
This fund suits investors seeking steady, benchmark-beating large cap exposure with lower-than-market downside risk, making it appropriate for a core portfolio holding. A minimum horizon of 5-7 years is recommended to fully capture its demonstrated long-term compounding, as seen in its 15%+ XIRR over longer periods. Moderate risk tolerance is sufficient given its defensive downside capture, but investors should be prepared for interim volatility like the current -8.58% in 2026.
- Consistent positive alpha versus NIFTY 50 across all measured periods, from 3.05% (5Y) to 4.24% (3Y)
- Superior SIP XIRR versus category averages at every horizon, including 16.27% vs 14.39% over 5Y
- Defensive downside capture below 97% in all periods, protecting capital during market declines
- Low expense ratio of 0.57% for a Direct plan, supporting net returns
- Slightly lower upside capture (93-99% in most periods) means the fund may lag the index in strong bull rallies
- Current 2026 calendar year return of -8.58% and negative 1Y lump-sum CAGR of -5.87% reflect a weak recent market phase
Generated on 10-10-2026, 3:07 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.75 L | 16.6% | -44.9% | 87.2% |
| 3 Years | ₹36.00 L | ₹44.17 L | 15.1% | -11.5% | 35.4% |
| 5 Years | ₹60.00 L | ₹88.03 L | 15.6% | -1.4% | 25.3% |
| 7 Years | ₹84.00 L | ₹1.50 Cr | 16.1% | 3.1% | 22.1% |
| 10 Years | ₹1.20 Cr | ₹2.78 Cr | 16.0% | 12.1% | 19.4% |
| 12 Years | ₹1.44 Cr | ₹3.92 Cr | 15.3% | 12.5% | 17.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 16.6% | 14.3% | 7.8% | +2.3% |
| 3 Years | 15.1% | 11.0% | 14.0% | +4.0% |
| 5 Years | 15.6% | 10.4% | 14.4% | +5.3% |
| 7 Years | 16.1% | 10.6% | 14.0% | +5.6% |
| 10 Years | 16.0% | 11.4% | 14.3% | +4.5% |
| 12 Years | 15.3% | 11.3% | 13.8% | +4.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.1% | 13.6% | -20.3% | 86.3% | 0.61 | 2.12 | 87% | — | — |
| 3 Years | 15.4% | 15.6% | 0.6% | 29.7% | 2.06 | 29.90 | 100% | — | — |
| 5 Years | 15.6% | 15.4% | 2.6% | 26.4% | 2.34 | 46.89 | 100% | — | — |
| 10 Years | 15.4% | 15.4% | 12.8% | 17.4% | 9.51 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.03 | 1.00 | 100.5% | 96.7% | -8.4% | -11.4% |
| 3 Years | +4.05 | 0.97 | 98.8% | 93.5% | 9.3% | 5.3% |
| 5 Years | +2.92 | 0.95 | 96.4% | 92.6% | 7.5% | 4.4% |
| 7 Years | +3.96 | 0.91 | 93.5% | 89.1% | 13.8% | 10.2% |
| 10 Years | +3.39 | 0.92 | 93.9% | 89.7% | 13.3% | 10.2% |
| 12 Years | +3.72 | 0.93 | 94.7% | 90.2% | 12.8% | 9.3% |
| 15 Years | +3.17 | 0.92 | 94.7% | 90.5% | 12.3% | 9.3% |