Bank of India Multi Asset Allocation Fund
Direct · Growth ₹12.99
06 Jul 2026
NAV
9.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.76
Sharpe
-9.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.60 L | 10.1% | -10.4% | 24.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.1% | 14.5% | 14.2% | -4.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.8% | 8.9% | 2.8% | 23.4% | 0.76 | 4.01 | 100% | — | — |
-9.4%
Max Drawdown
3 mo
Drawdown Duration
3 mo
Recovery Time
-1.5%
Avg Drawdown
Calmar Ratio by Duration
1.05
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +10.04 | 0.50 | 56.3% | 39.4% | 13.4% | 0.2% |
| 3 Years | +4.21 | 0.52 | 55.2% | 43.7% | 9.1% | 3.4% |
| 5 Years | +1.18 | 0.52 | 55.2% | 43.7% | 5.4% | 2.0% |
| 7 Years | -0.08 | 0.52 | 55.2% | 43.7% | 3.8% | 1.4% |
| 10 Years | -1.01 | 0.52 | 55.2% | 43.7% | 2.6% | 1.0% |
| 12 Years | -1.37 | 0.52 | 55.2% | 43.7% | 2.2% | 0.8% |
| 15 Years | -1.72 | 0.52 | 55.2% | 43.7% | 1.8% | 0.7% |
47
Total Holdings
13.9%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | State Bank of India | 1.96% |
| 2 | ICICI Bank Limited | 1.76% |
| 3 | Dr. Reddy's Laboratories Limited | 1.49% |
| 4 | Bharti Airtel Limited | 1.43% |
| 5 | Tata Steel Limited | 1.42% |
| 6 | HDFC Bank Limited | 1.37% |
| 7 | Shriram Finance Limited | 1.29% |
| 8 | Sky Gold And Diamonds Limited | 1.10% |
| 9 | Quality Power Electrical Eqp Ltd | 1.06% |
| 10 | FIEM Industries Limited | 1.00% |