Bank of India Multi Asset Allocation Fund
Direct · Growth ₹12.68
04 Nov 2026
NAV
10.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.80
Sharpe
-9.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.90%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.60 L | 9.9% | -10.4% | 24.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 9.9% | 14.3% | 11.0% | -4.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.0% | 9.4% | 2.3% | 23.4% | 0.80 | 3.89 | 100% | — | — |
-9.4%
Max Drawdown
3 mo
Drawdown Duration
3 mo
Recovery Time
-1.6%
Avg Drawdown
Calmar Ratio by Duration
1.07
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +5.68 | 0.50 | 57.7% | 46.4% | 5.7% | -6.4% |
| 3 Years | +3.83 | 0.52 | 55.4% | 45.6% | 8.1% | 2.3% |
| 5 Years | +0.97 | 0.52 | 55.4% | 45.6% | 4.8% | 1.4% |
| 7 Years | -0.23 | 0.52 | 55.4% | 45.6% | 3.4% | 1.0% |
| 10 Years | -1.11 | 0.52 | 55.4% | 45.6% | 2.4% | 0.7% |
| 12 Years | -1.46 | 0.52 | 55.4% | 45.6% | 2.0% | 0.6% |
| 15 Years | -1.80 | 0.52 | 55.4% | 45.6% | 1.6% | 0.5% |
49
Total Holdings
21.4%
Top 10 Weight
28
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | State Bank of India | 3.12% |
| 2 | Sterlite Technologies Limited | 2.88% |
| 3 | Bank of Baroda | 2.52% |
| 4 | Quality Power Electrical Eqp Ltd | 2.36% |
| 5 | ICICI Bank Limited | 2.25% |
| 6 | HDFC Bank Limited | 2.21% |
| 7 | Shriram Finance Limited | 1.73% |
| 8 | CreditAccess Grameen Limited | 1.63% |
| 9 | Tech Mahindra Limited | 1.36% |
| 10 | Vedanta Aluminium Metal Limited | 1.33% |