Aditya Birla Sun Life Transportation and Logistics Fund
Direct · GrowthAI Summary
The fund has delivered a 1Y SIP XIRR of 14.3% and a 3Y SIP XIRR of 13.03%, outperforming the 1Y category average of 10.6% but trailing the 3Y category average of 16.2%. Against the NIFTY 50, it shows strong alpha across all periods, including 13.31% over 3Y and 20.88% over 1Y, with the fund's 3Y lump-sum CAGR of 17.87% versus the benchmark's 4.72%. Calendar year returns have been positive every year from 2023 to 2026, ranging from 2.82% to 25.91%.
The fund shows a modest maximum drawdown of -0.28% with a long 192-day drawdown duration and a 450-day recovery period, indicating slow but shallow downside episodes. Beta of 1.09-1.22 versus NIFTY 50 confirms higher-than-market volatility, though downside capture of 95.55-96.7% shows it loses slightly less than the index in down markets. The 1Y Calmar ratio of 0.39 suggests moderate risk-adjusted efficiency relative to its drawdown profile.
The portfolio is concentrated in the auto ecosystem, with Automobiles at 36.1% and Auto Components at 30.6% of assets, led by Mahindra & Mahindra at 12.77% and Eternal at 7.72%. With only 30 holdings and nearly 67% of the fund in two auto-related sectors, diversification is limited despite exposure to transport services, retailing, and ports. This is consistent with the fund's transportation and logistics theme, but it makes performance heavily dependent on the auto cycle.
The fund beats the category average on a 1Y SIP XIRR basis (14.3% vs 10.6%) but lags meaningfully over 3Y (13.03% vs 16.2%), suggesting recent outperformance rather than sustained peer leadership. Its consistent positive alpha versus NIFTY 50 across 1Y to 15Y horizons indicates durable benchmark-beating behavior. However, the absence of 5Y+ XIRR data for the fund limits a full long-term category comparison.
This fund suits investors with high risk tolerance seeking tactical sector exposure to transportation, logistics, and the auto value chain, not as a core holding. A horizon of at least 5-7 years is advisable given sector cyclicality and the fund's 450-day drawdown recovery period. Investors should cap allocation to a small satellite portion of their portfolio due to concentration risk.
- Consistent positive alpha versus NIFTY 50 across all measured periods, including 13.31% over 3Y and 7.9% over 5Y
- Favorable downside capture of 95.55-96.7%, losing less than the benchmark in falling markets
- 1Y SIP XIRR of 14.3% comfortably ahead of the category average of 10.6%
- Heavy sector concentration with 66.7% in Automobiles and Auto Components makes the fund vulnerable to auto cycle downturns
- 3Y SIP XIRR of 13.03% trails the category average of 16.2%, indicating underperformance versus sector peers over the medium term
Generated on 30-10-2026, 2:14 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.64 L | 11.3% | -31.8% | 63.4% |
| 3 Years | ₹36.00 L | ₹43.46 L | 13.0% | 10.1% | 14.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 11.3% | 14.3% | 10.6% | -3.0% |
| 3 Years | 13.0% | 11.0% | 16.2% | +2.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.9% | 11.5% | -8.7% | 40.9% | 0.39 | 0.86 | 75% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +24.42 | 1.21 | 120.7% | 93.1% | 8.5% | -12.0% |
| 3 Years | +14.38 | 1.09 | 111.5% | 94.1% | 19.3% | 5.0% |
| 5 Years | +8.49 | 1.09 | 111.5% | 94.1% | 11.1% | 3.0% |
| 7 Years | +6.12 | 1.09 | 111.5% | 94.1% | 7.8% | 2.1% |
| 10 Years | +4.39 | 1.09 | 111.5% | 94.1% | 5.4% | 1.5% |
| 12 Years | +3.74 | 1.09 | 111.5% | 94.1% | 4.5% | 1.2% |
| 15 Years | +3.09 | 1.09 | 111.5% | 94.1% | 3.6% | 1.0% |
| # | Stock | % of NAV |
|---|---|---|
| 1 | Mahindra & Mahindra Limited | 12.77% |
| 2 | Eternal Limited | 7.72% |
| 3 | Eicher Motors Limited | 6.92% |
| 4 | TVS Motor Company Limited | 5.81% |
| 5 | InterGlobe Aviation Limited | 5.54% |
| 6 | Sedemac Mechatronics Ltd | 4.98% |
| 7 | Maruti Suzuki India Limited | 4.67% |
| 8 | Minda Corporation Limited | 4.33% |
| 9 | Adani Ports and Special Economic Zone Limited | 3.82% |
| 10 | Tata Motors Limited | 3.73% |