UTI Small Cap Fund
Direct · Growth ₹29.91
20 Jul 2026
NAV
21.6%
3Y CAGR
18.9%
5Y CAGR
19.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.28
Sharpe
-22.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.79 L | 19.4% | -25.5% | 70.0% |
| 3 Years | ₹36.00 L | ₹48.21 L | 20.7% | -0.1% | 35.5% |
| 5 Years | ₹60.00 L | ₹86.14 L | 14.9% | 8.8% | 20.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY SMALLCAP 250 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.4% | 22.0% | 21.3% | -2.6% |
| 3 Years | 20.7% | 15.3% | 22.8% | +5.4% |
| 5 Years | 14.9% | 14.3% | 22.1% | +0.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.5% | 15.0% | -7.8% | 64.7% | 0.77 | 3.77 | 89% | — | — |
| 3 Years | 21.6% | 20.9% | 12.6% | 32.0% | 3.84 | — | 100% | — | — |
| 5 Years | 18.9% | 18.4% | 16.2% | 22.6% | 7.28 | — | 100% | — | — |
-22.3%
Max Drawdown
3 mo
Drawdown Duration
16 mo
Recovery Time
-4.6%
Avg Drawdown
Calmar Ratio by Duration
0.87
1Y
0.97
3Y
0.84
5Y
Compared against NIFTY SMALLCAP 250
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +2.42 | 0.89 | 90.4% | 87.1% | 3.8% | 0.8% |
| 3 Years | +0.96 | 0.84 | 85.0% | 83.6% | 16.8% | 17.6% |
| 5 Years | +3.27 | 0.82 | 84.1% | 80.4% | 16.9% | 15.2% |
| 7 Years | +1.71 | 0.81 | 82.9% | 79.9% | 16.9% | 17.2% |
| 10 Years | +0.79 | 0.81 | 82.9% | 79.9% | 11.6% | 11.8% |
| 12 Years | +0.44 | 0.81 | 82.9% | 79.9% | 9.5% | 9.7% |
| 15 Years | +0.09 | 0.81 | 82.9% | 79.9% | 7.6% | 7.7% |