UTI Small Cap Fund
Direct · Growth ₹30.39
18 Aug 2026
NAV
21.5%
3Y CAGR
18.6%
5Y CAGR
19.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.85
Sharpe
-22.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.65%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 19.4% | -25.5% | 70.0% |
| 3 Years | ₹36.00 L | ₹47.97 L | 20.4% | -0.1% | 35.5% |
| 5 Years | ₹60.00 L | ₹86.72 L | 15.0% | 8.8% | 20.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY SMALLCAP 250 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.4% | 22.0% | 21.6% | -2.6% |
| 3 Years | 20.4% | 15.3% | 22.7% | +5.2% |
| 5 Years | 15.0% | 14.3% | 22.0% | +0.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.3% | 14.7% | -7.8% | 64.7% | 0.76 | 3.73 | 89% | — | — |
| 3 Years | 21.5% | 20.6% | 12.6% | 32.0% | 3.76 | — | 100% | — | — |
| 5 Years | 18.6% | 18.1% | 15.9% | 22.6% | 6.85 | — | 100% | — | — |
-22.3%
Max Drawdown
3 mo
Drawdown Duration
16 mo
Recovery Time
-4.6%
Avg Drawdown
Calmar Ratio by Duration
0.86
1Y
0.96
3Y
0.83
5Y
Compared against NIFTY SMALLCAP 250
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.66 | 0.90 | 90.5% | 89.2% | 9.1% | 8.7% |
| 3 Years | +1.40 | 0.84 | 85.5% | 83.6% | 17.1% | 17.4% |
| 5 Years | +2.76 | 0.82 | 84.1% | 80.8% | 17.1% | 16.0% |
| 7 Years | +1.72 | 0.81 | 82.9% | 79.9% | 17.2% | 17.5% |
| 10 Years | +0.79 | 0.81 | 82.9% | 79.9% | 11.7% | 12.0% |
| 12 Years | +0.45 | 0.81 | 82.9% | 79.9% | 9.7% | 9.9% |
| 15 Years | +0.10 | 0.81 | 82.9% | 79.9% | 7.7% | 7.8% |