UTI Overnight Fund
Direct · Growth ₹3759.72
18 Aug 2026
NAV
123.8%
3Y CAGR
100.1%
5Y CAGR
67.8%
10Y CAGR
98.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
178.42
Sharpe
-0.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.07%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.34 L | 3510.3% | 3.0% | 87690.6% |
| 3 Years | ₹36.00 L | ₹39.55 L | 174.2% | 3.4% | 822.7% |
| 5 Years | ₹60.00 L | ₹10.35 Cr | 125.4% | 4.4% | 284.2% |
| 7 Years | ₹84.00 L | ₹32.47 Cr | 95.7% | 5.5% | 155.2% |
| 10 Years | ₹1.20 Cr | ₹66.04 Cr | 77.5% | 64.0% | 86.9% |
| 12 Years | ₹1.44 Cr | ₹93.68 Cr | 64.6% | 61.5% | 67.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 3510.3% | 176.6% |
| 3 Years | 174.2% | 17.2% |
| 5 Years | 125.4% | 15.3% |
| 7 Years | 95.7% | 15.5% |
| 10 Years | 77.5% | 42.2% |
| 12 Years | 64.6% | 40.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 945.3% | 6.3% | 3.0% | 10543.7% | 0.31 | 616.94 | 100% | — | — |
| 3 Years | 123.8% | 6.4% | 3.7% | 397.0% | 0.66 | 90.11 | 100% | — | — |
| 5 Years | 100.1% | 162.8% | 4.7% | 170.7% | 1.18 | 100.59 | 100% | — | — |
| 10 Years | 67.8% | 67.9% | 67.1% | 68.3% | 178.42 | — | 100% | — | — |
-0.8%
Max Drawdown
0 mo
Drawdown Duration
1 mo
Recovery Time
-0.0%
Avg Drawdown
Calmar Ratio by Duration
1156.24
1Y
151.48
3Y
122.42
5Y
103.62
7Y
82.96
10Y
68.24
12Y