UTI Overnight Fund
Direct · Growth ₹3745.16
21 Jul 2026
NAV
124.8%
3Y CAGR
101.0%
5Y CAGR
67.8%
10Y CAGR
99.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
184.89
Sharpe
-0.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.34 L | 3534.5% | 3.0% | 87690.6% |
| 3 Years | ₹36.00 L | ₹39.56 L | 175.5% | 3.4% | 822.7% |
| 5 Years | ₹60.00 L | ₹11.52 Cr | 126.4% | 4.4% | 284.2% |
| 7 Years | ₹84.00 L | ₹33.71 Cr | 96.8% | 5.5% | 155.2% |
| 10 Years | ₹1.20 Cr | ₹67.44 Cr | 77.8% | 64.9% | 86.9% |
| 12 Years | ₹1.44 Cr | ₹95.23 Cr | 64.8% | 61.9% | 67.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 3534.5% | 144.3% |
| 3 Years | 175.5% | 15.5% |
| 5 Years | 126.4% | 14.0% |
| 7 Years | 96.8% | 15.0% |
| 10 Years | 77.8% | 42.5% |
| 12 Years | 64.8% | 40.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 951.9% | 6.3% | 3.0% | 10543.7% | 0.32 | 620.35 | 100% | — | — |
| 3 Years | 124.8% | 6.5% | 3.7% | 397.0% | 0.66 | 90.48 | 100% | — | — |
| 5 Years | 101.0% | 162.8% | 4.7% | 170.7% | 1.19 | 101.42 | 100% | — | — |
| 10 Years | 67.8% | 67.9% | 67.2% | 68.3% | 184.89 | — | 100% | — | — |
-0.8%
Max Drawdown
0 mo
Drawdown Duration
1 mo
Recovery Time
-0.0%
Avg Drawdown
Calmar Ratio by Duration
1164.22
1Y
152.61
3Y
123.47
5Y
104.77
7Y
82.97
10Y
68.26
12Y