UTI Multi Asset Allocation Fund
Direct · Growth ₹89.44
18 Aug 2026
NAV
11.2%
3Y CAGR
10.5%
5Y CAGR
10.8%
10Y CAGR
10.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.56
Sharpe
-25.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.58%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.59 L | 12.3% | -39.5% | 48.4% |
| 3 Years | ₹36.00 L | ₹41.63 L | 11.4% | -13.4% | 30.4% |
| 5 Years | ₹60.00 L | ₹76.22 L | 11.3% | -5.0% | 23.3% |
| 7 Years | ₹84.00 L | ₹1.19 Cr | 11.4% | -1.3% | 18.7% |
| 10 Years | ₹1.20 Cr | ₹2.38 Cr | 12.4% | 8.0% | 15.2% |
| 12 Years | ₹1.44 Cr | ₹3.19 Cr | 12.7% | 11.4% | 13.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 12.3% | 14.4% | 14.1% | -2.1% |
| 3 Years | 11.4% | 11.1% | 14.7% | +0.3% |
| 5 Years | 11.3% | 10.4% | 14.9% | +0.9% |
| 7 Years | 11.4% | 10.6% | 14.4% | +0.8% |
| 10 Years | 12.4% | 11.5% | 14.9% | +1.0% |
| 12 Years | 12.7% | 11.4% | 14.7% | +1.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 12.0% | 9.6% | -20.1% | 51.7% | 0.46 | 1.24 | 87% | — | — |
| 3 Years | 11.2% | 9.8% | -3.7% | 24.3% | 0.84 | 4.00 | 99% | — | — |
| 5 Years | 10.5% | 9.3% | -0.4% | 21.9% | 0.91 | 4.65 | 100% | — | — |
| 10 Years | 10.8% | 11.1% | 7.6% | 13.5% | 3.56 | — | 100% | — | — |
-25.0%
Max Drawdown
1 mo
Drawdown Duration
4 mo
Recovery Time
-2.9%
Avg Drawdown
Calmar Ratio by Duration
0.48
1Y
0.45
3Y
0.42
5Y
0.40
7Y
0.43
10Y
0.45
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.35 | 0.77 | 81.2% | 67.2% | 8.6% | -2.9% |
| 3 Years | +10.06 | 0.64 | 70.7% | 55.5% | 17.4% | 7.8% |
| 5 Years | +7.02 | 0.57 | 62.6% | 51.4% | 14.3% | 7.8% |
| 7 Years | +4.74 | 0.58 | 58.6% | 50.9% | 14.3% | 11.8% |
| 10 Years | +2.56 | 0.56 | 56.0% | 49.8% | 11.5% | 10.8% |
| 12 Years | +1.87 | 0.58 | 58.4% | 53.3% | 10.3% | 9.8% |
| 15 Years | +0.83 | 0.59 | 59.0% | 54.7% | 9.2% | 9.7% |