UTI Long Duration Fund
Direct · Growth ₹12.46
18 Aug 2026
NAV
5.8%
3Y CAGR
5.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-1.60
Sharpe
-5.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.62%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.37 L | 6.3% | -6.3% | 15.0% |
| 3 Years | ₹36.00 L | ₹38.28 L | 4.1% | 2.1% | 5.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 6.3% | 14.4% | 5.5% | -8.1% |
| 3 Years | 4.1% | 11.1% | 5.8% | -7.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.3% | 7.2% | -4.2% | 14.2% | -0.04 | -0.06 | 91% | — | — |
| 3 Years | 5.8% | 5.9% | 4.8% | 6.5% | -1.60 | -0.85 | 100% | — | — |
-5.7%
Max Drawdown
11 mo
Drawdown Duration
4 mo
Recovery Time
-1.2%
Avg Drawdown
Calmar Ratio by Duration
1.11
1Y
1.01
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -0.93 | 0.13 | 12.7% | 7.9% | 4.3% | -2.9% |
| 3 Years | -0.31 | 0.08 | 11.2% | 3.3% | 6.3% | 7.8% |
| 5 Years | -2.13 | 0.08 | 11.0% | 2.7% | 4.4% | 7.2% |
| 7 Years | -3.24 | 0.08 | 11.0% | 2.7% | 3.1% | 5.1% |
| 10 Years | -4.07 | 0.08 | 11.0% | 2.7% | 2.2% | 3.5% |
| 12 Years | -4.39 | 0.08 | 11.0% | 2.7% | 1.8% | 2.9% |
| 15 Years | -4.70 | 0.08 | 11.0% | 2.7% | 1.5% | 2.3% |