UTI India Consumer Fund
Direct · Growth ₹61.48
19 Jun 2026
NAV
12.4%
3Y CAGR
12.3%
5Y CAGR
12.3%
10Y CAGR
12.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.25
Sharpe
-29.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.73 L | 14.4% | -41.0% | 67.4% |
| 3 Years | ₹36.00 L | ₹43.09 L | 12.4% | -14.3% | 33.4% |
| 5 Years | ₹60.00 L | ₹82.96 L | 12.5% | -4.4% | 26.5% |
| 7 Years | ₹84.00 L | ₹1.31 Cr | 12.6% | 0.2% | 21.5% |
| 10 Years | ₹1.20 Cr | ₹2.34 Cr | 13.0% | 9.5% | 17.7% |
| 12 Years | ₹1.44 Cr | ₹3.26 Cr | 12.7% | 9.8% | 14.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.4% | 14.5% | 13.6% | -0.2% |
| 3 Years | 12.4% | 11.2% | 17.4% | +1.2% |
| 5 Years | 12.5% | 10.5% | 17.1% | +2.0% |
| 7 Years | 12.6% | 10.6% | 16.6% | +2.0% |
| 10 Years | 13.0% | 11.5% | 16.9% | +1.5% |
| 12 Years | 12.7% | 11.4% | 16.6% | +1.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.8% | 11.4% | -20.0% | 60.5% | 0.46 | 1.22 | 79% | — | — |
| 3 Years | 12.4% | 12.5% | -3.0% | 22.9% | 1.29 | 5.10 | 99% | — | — |
| 5 Years | 12.3% | 12.3% | 0.1% | 22.4% | 1.37 | 8.78 | 100% | — | — |
| 10 Years | 12.3% | 12.5% | 9.6% | 14.0% | 6.25 | — | 100% | — | — |
-29.7%
Max Drawdown
19 mo
Drawdown Duration
8 mo
Recovery Time
-6.2%
Avg Drawdown
Calmar Ratio by Duration
0.47
1Y
0.42
3Y
0.41
5Y
0.40
7Y
0.41
10Y
0.43
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.30 | 1.01 | 95.4% | 89.7% | 1.1% | -3.1% |
| 3 Years | +3.20 | 0.84 | 87.2% | 82.0% | 11.4% | 8.6% |
| 5 Years | +2.85 | 0.81 | 82.2% | 77.2% | 11.2% | 8.8% |
| 7 Years | +3.52 | 0.78 | 79.2% | 74.1% | 13.4% | 10.8% |
| 10 Years | +1.51 | 0.79 | 80.9% | 77.8% | 11.8% | 11.3% |
| 12 Years | +1.49 | 0.82 | 83.4% | 80.6% | 10.9% | 10.1% |
| 15 Years | +1.15 | 0.82 | 83.9% | 81.2% | 10.3% | 9.7% |