UTI India Consumer Fund
Direct · Growth ₹65.25
04 Aug 2026
NAV
12.4%
3Y CAGR
12.3%
5Y CAGR
12.3%
10Y CAGR
12.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.29
Sharpe
-29.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.71 L | 14.2% | -41.0% | 67.4% |
| 3 Years | ₹36.00 L | ₹43.03 L | 12.3% | -14.3% | 33.4% |
| 5 Years | ₹60.00 L | ₹82.82 L | 12.5% | -4.4% | 26.5% |
| 7 Years | ₹84.00 L | ₹1.31 Cr | 12.6% | 0.2% | 21.5% |
| 10 Years | ₹1.20 Cr | ₹2.33 Cr | 13.0% | 9.5% | 17.7% |
| 12 Years | ₹1.44 Cr | ₹3.25 Cr | 12.6% | 9.8% | 14.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.2% | 14.5% | 13.9% | -0.2% |
| 3 Years | 12.3% | 11.2% | 16.8% | +1.1% |
| 5 Years | 12.5% | 10.4% | 16.9% | +2.0% |
| 7 Years | 12.6% | 10.6% | 16.6% | +2.0% |
| 10 Years | 13.0% | 11.5% | 16.9% | +1.5% |
| 12 Years | 12.6% | 11.4% | 16.4% | +1.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.7% | 11.3% | -20.0% | 60.5% | 0.45 | 1.20 | 79% | — | — |
| 3 Years | 12.4% | 12.5% | -3.0% | 22.9% | 1.29 | 5.12 | 99% | — | — |
| 5 Years | 12.3% | 12.2% | 0.1% | 22.4% | 1.38 | 8.81 | 100% | — | — |
| 10 Years | 12.3% | 12.4% | 9.6% | 14.0% | 6.29 | — | 100% | — | — |
-29.7%
Max Drawdown
19 mo
Drawdown Duration
8 mo
Recovery Time
-6.2%
Avg Drawdown
Calmar Ratio by Duration
0.46
1Y
0.42
3Y
0.41
5Y
0.40
7Y
0.41
10Y
0.43
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +6.50 | 1.00 | 97.9% | 89.2% | 6.1% | -0.4% |
| 3 Years | +5.31 | 0.84 | 89.0% | 81.2% | 13.1% | 8.0% |
| 5 Years | +3.15 | 0.81 | 82.7% | 77.7% | 11.4% | 8.7% |
| 7 Years | +4.06 | 0.78 | 79.4% | 73.8% | 15.1% | 12.4% |
| 10 Years | +1.81 | 0.79 | 80.7% | 77.2% | 12.0% | 11.2% |
| 12 Years | +1.75 | 0.81 | 83.3% | 80.1% | 11.3% | 10.2% |
| 15 Years | +1.44 | 0.82 | 84.0% | 81.0% | 10.7% | 9.9% |