UTI Balanced Advantage Fund
Direct · Growth ₹13.17
18 Aug 2026
NAV
9.9%
3Y CAGR
9.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
95.88
Sharpe
-10.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.60%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.49 L | 8.5% | -13.9% | 29.2% |
| 3 Years | ₹36.00 L | ₹39.16 L | 5.8% | 4.8% | 6.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 8.5% | 14.4% | 10.6% | -5.9% |
| 3 Years | 5.8% | 11.1% | 11.2% | -5.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.5% | 9.3% | -3.3% | 25.2% | 0.44 | 1.03 | 90% | — | — |
| 3 Years | 9.9% | 9.9% | 9.9% | 9.9% | 95.88 | — | 100% | — | — |
-10.5%
Max Drawdown
3 mo
Drawdown Duration
Not recovered
Recovery Time
-1.9%
Avg Drawdown
Calmar Ratio by Duration
0.91
1Y
0.94
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.16 | 0.64 | 65.3% | 60.7% | 1.6% | -2.9% |
| 3 Years | +2.67 | 0.56 | 59.6% | 52.9% | 9.9% | 7.8% |
| 5 Years | +0.39 | 0.56 | 59.6% | 52.9% | 5.8% | 4.6% |
| 7 Years | -0.56 | 0.56 | 59.6% | 52.9% | 4.1% | 3.3% |
| 10 Years | -1.26 | 0.56 | 59.6% | 52.9% | 2.9% | 2.3% |
| 12 Years | -1.53 | 0.56 | 59.6% | 52.9% | 2.4% | 1.9% |
| 15 Years | -1.79 | 0.56 | 59.6% | 52.9% | 1.9% | 1.5% |