Union Balanced Advantage Fund
Direct · Growth ₹21.67
30 Oct 2026
NAV
12.0%
3Y CAGR
11.6%
5Y CAGR
11.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.29
Sharpe
-23.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.11%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.51 L | 11.1% | -37.7% | 49.9% |
| 3 Years | ₹36.00 L | ₹42.46 L | 12.1% | 0.9% | 19.8% |
| 5 Years | ₹60.00 L | ₹78.58 L | 11.1% | 5.4% | 15.5% |
| 7 Years | ₹84.00 L | ₹1.24 Cr | 10.8% | 7.4% | 13.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 11.1% | 14.3% | 7.3% | -3.2% |
| 3 Years | 12.1% | 11.0% | 11.3% | +1.0% |
| 5 Years | 11.1% | 10.4% | 11.1% | +0.8% |
| 7 Years | 10.8% | 10.6% | 11.5% | +0.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.9% | 8.4% | -17.1% | 62.5% | 0.47 | 1.48 | 96% | — | — |
| 3 Years | 12.0% | 11.9% | 7.0% | 22.0% | 2.80 | — | 100% | — | — |
| 5 Years | 11.6% | 11.8% | 6.4% | 18.2% | 2.29 | 1679.37 | 100% | — | — |
-23.8%
Max Drawdown
2 mo
Drawdown Duration
3 mo
Recovery Time
-1.6%
Avg Drawdown
Calmar Ratio by Duration
0.46
1Y
0.51
3Y
0.49
5Y
0.47
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.64 | 0.66 | 67.1% | 62.0% | -3.4% | -10.9% |
| 3 Years | +1.36 | 0.61 | 62.0% | 57.2% | 7.8% | 6.4% |
| 5 Years | +1.03 | 0.50 | 52.2% | 47.4% | 6.9% | 5.2% |
| 7 Years | +1.33 | 0.56 | 54.0% | 49.4% | 9.8% | 10.0% |
| 10 Years | +0.68 | 0.53 | 50.9% | 46.1% | 8.0% | 8.1% |
| 12 Years | +0.04 | 0.53 | 50.9% | 46.1% | 6.6% | 6.7% |
| 15 Years | -0.59 | 0.53 | 50.9% | 46.1% | 5.3% | 5.3% |
78
Total Holdings
25.3%
Top 10 Weight
31
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 4.78% |
| 2 | ICICI Bank Ltd. | 3.90% |
| 3 | Bharti Airtel Ltd. | 2.89% |
| 4 | Reliance Industries Ltd. | 2.85% |
| 5 | State Bank of India | 2.02% |
| 6 | Axis Bank Ltd. | 2.01% |
| 7 | Eternal Ltd. | 1.87% |
| 8 | Gabriel India Ltd. | 1.80% |
| 9 | Bajaj Finance Ltd. | 1.71% |
| 10 | Shriram Finance Ltd. | 1.42% |