Union Balanced Advantage Fund
Direct · Growth ₹22.65
18 Aug 2026
NAV
12.2%
3Y CAGR
11.8%
5Y CAGR
11.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.59
Sharpe
-23.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.11%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.52 L | 11.4% | -37.7% | 49.9% |
| 3 Years | ₹36.00 L | ₹42.54 L | 12.3% | 2.4% | 19.8% |
| 5 Years | ₹60.00 L | ₹78.72 L | 11.4% | 6.0% | 15.5% |
| 7 Years | ₹84.00 L | ₹1.25 Cr | 11.0% | 8.2% | 13.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 11.4% | 14.4% | 10.6% | -3.0% |
| 3 Years | 12.3% | 11.1% | 11.2% | +1.3% |
| 5 Years | 11.4% | 10.4% | 11.5% | +1.0% |
| 7 Years | 11.0% | 10.6% | 11.6% | +0.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 11.2% | 8.7% | -17.1% | 62.5% | 0.50 | 1.66 | 97% | — | — |
| 3 Years | 12.2% | 12.0% | 8.5% | 22.0% | 3.02 | — | 100% | — | — |
| 5 Years | 11.8% | 12.0% | 7.6% | 18.2% | 2.59 | — | 100% | — | — |
-23.8%
Max Drawdown
2 mo
Drawdown Duration
3 mo
Recovery Time
-1.6%
Avg Drawdown
Calmar Ratio by Duration
0.47
1Y
0.51
3Y
0.50
5Y
0.47
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.43 | 0.66 | 68.3% | 61.0% | 3.7% | -2.9% |
| 3 Years | +2.38 | 0.60 | 62.1% | 55.9% | 9.6% | 7.8% |
| 5 Years | +1.35 | 0.49 | 51.3% | 45.9% | 8.5% | 7.8% |
| 7 Years | +1.76 | 0.55 | 53.6% | 48.5% | 11.2% | 11.8% |
| 10 Years | +0.90 | 0.53 | 50.8% | 45.6% | 8.5% | 8.6% |
| 12 Years | +0.21 | 0.53 | 50.8% | 45.6% | 7.0% | 7.1% |
| 15 Years | -0.46 | 0.53 | 50.8% | 45.6% | 5.6% | 5.6% |
75
Total Holdings
26.7%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 4.72% |
| 2 | ICICI Bank Ltd. | 3.96% |
| 3 | Bharti Airtel Ltd. | 3.71% |
| 4 | State Bank of India | 3.04% |
| 5 | Reliance Industries Ltd. | 2.93% |
| 6 | Bajaj Finance Ltd. | 1.91% |
| 7 | Gabriel India Ltd. | 1.80% |
| 8 | Axis Bank Ltd. | 1.74% |
| 9 | Larsen & Toubro Ltd. | 1.50% |
| 10 | Infosys Ltd. | 1.39% |