Union Balanced Advantage Fund
Direct · Growth ₹22.11
18 Jun 2026
NAV
12.2%
3Y CAGR
11.9%
5Y CAGR
11.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.78
Sharpe
-23.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.53 L | 11.5% | -37.7% | 49.9% |
| 3 Years | ₹36.00 L | ₹42.65 L | 12.5% | 2.4% | 19.8% |
| 5 Years | ₹60.00 L | ₹78.93 L | 11.5% | 6.0% | 15.5% |
| 7 Years | ₹84.00 L | ₹1.26 Cr | 11.2% | 8.2% | 13.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 11.5% | 14.5% | 10.9% | -3.0% |
| 3 Years | 12.5% | 11.2% | 11.6% | +1.4% |
| 5 Years | 11.5% | 10.4% | 11.6% | +1.1% |
| 7 Years | 11.2% | 10.6% | 11.5% | +0.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 11.4% | 8.9% | -17.1% | 62.5% | 0.52 | 1.75 | 97% | — | — |
| 3 Years | 12.2% | 12.0% | 8.5% | 22.0% | 3.14 | — | 100% | — | — |
| 5 Years | 11.9% | 12.1% | 7.6% | 18.2% | 2.78 | — | 100% | — | — |
-23.8%
Max Drawdown
2 mo
Drawdown Duration
3 mo
Recovery Time
-1.6%
Avg Drawdown
Calmar Ratio by Duration
0.48
1Y
0.51
3Y
0.50
5Y
0.47
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +2.20 | 0.66 | 67.0% | 61.3% | 2.4% | -3.1% |
| 3 Years | +1.59 | 0.60 | 61.0% | 55.6% | 9.4% | 8.7% |
| 5 Years | +0.76 | 0.48 | 50.2% | 45.3% | 8.4% | 8.9% |
| 7 Years | +1.77 | 0.55 | 52.9% | 47.8% | 10.7% | 10.9% |
| 10 Years | +0.62 | 0.53 | 50.5% | 45.5% | 8.2% | 8.5% |
| 12 Years | -0.02 | 0.53 | 50.5% | 45.5% | 6.8% | 7.1% |
| 15 Years | -0.64 | 0.53 | 50.5% | 45.5% | 5.4% | 5.6% |
71
Total Holdings
26.6%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Reliance Industries Ltd. | 4.16% |
| 2 | HDFC Bank Ltd. | 4.03% |
| 3 | Bharti Airtel Ltd. | 3.50% |
| 4 | ICICI Bank Ltd. | 3.48% |
| 5 | State Bank of India | 2.53% |
| 6 | Bajaj Finance Ltd. | 2.07% |
| 7 | Larsen & Toubro Ltd. | 1.98% |
| 8 | Axis Bank Ltd. | 1.77% |
| 9 | TVS Motor Company Ltd. | 1.67% |
| 10 | Patanjali Foods Ltd. | 1.41% |