Tata Retirement Savings Fund Progressive Plan
Direct · Growth ₹83.28
19 Jun 2026
NAV
16.2%
3Y CAGR
15.6%
5Y CAGR
15.9%
10Y CAGR
16.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.91
Sharpe
-34.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 18.6% | -51.0% | 70.3% |
| 3 Years | ₹36.00 L | ₹45.12 L | 15.9% | -17.2% | 31.4% |
| 5 Years | ₹60.00 L | ₹85.33 L | 15.2% | -3.4% | 26.1% |
| 7 Years | ₹84.00 L | ₹1.41 Cr | 14.8% | 3.8% | 20.8% |
| 10 Years | ₹1.20 Cr | ₹2.61 Cr | 15.2% | 11.3% | 18.6% |
| 12 Years | ₹1.44 Cr | ₹3.78 Cr | 15.2% | 12.1% | 18.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 18.6% | 14.5% | 11.9% | +4.1% |
| 3 Years | 15.9% | 11.2% | 12.9% | +4.7% |
| 5 Years | 15.2% | 10.5% | 12.6% | +4.7% |
| 7 Years | 14.8% | 10.6% | 12.7% | +4.2% |
| 10 Years | 15.2% | 11.5% | 11.8% | +3.7% |
| 12 Years | 15.2% | 11.4% | 12.1% | +3.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 17.9% | 15.1% | -25.7% | 79.1% | 0.63 | 2.17 | 82% | — | — |
| 3 Years | 16.2% | 16.9% | -1.7% | 28.8% | 1.95 | 13.49 | 100% | — | — |
| 5 Years | 15.6% | 16.0% | 3.4% | 26.3% | 2.18 | 73.54 | 100% | — | — |
| 10 Years | 15.9% | 15.6% | 12.5% | 18.5% | 6.91 | — | 100% | — | — |
-34.2%
Max Drawdown
1 mo
Drawdown Duration
7 mo
Recovery Time
-4.8%
Avg Drawdown
Calmar Ratio by Duration
0.52
1Y
0.47
3Y
0.46
5Y
0.44
7Y
0.47
10Y
0.49
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +7.98 | 0.98 | 99.1% | 89.5% | 5.0% | -3.1% |
| 3 Years | +7.54 | 0.94 | 95.2% | 84.8% | 16.0% | 8.6% |
| 5 Years | +4.23 | 0.91 | 90.4% | 84.3% | 12.8% | 8.8% |
| 7 Years | +4.34 | 0.87 | 87.5% | 82.1% | 14.6% | 10.8% |
| 10 Years | +4.21 | 0.88 | 89.1% | 83.5% | 14.9% | 11.3% |
| 12 Years | +5.35 | 0.88 | 89.9% | 83.2% | 15.1% | 10.1% |
| 15 Years | +4.29 | 0.88 | 89.5% | 83.3% | 13.6% | 9.7% |
48
Total Holdings
36.4%
Top 10 Weight
28
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | SOLAR INDUSTRIES INDIA LTD | 5.55% |
| 2 | ICICI BANK LTD | 4.67% |
| 3 | BSE LTD | 4.55% |
| 4 | RELIANCE INDUSTRIES LTD | 4.02% |
| 5 | MULTI COMMODITY EXCHANGE OF IND LTD | 3.37% |
| 6 | ETERNAL LTD | 3.25% |
| 7 | RADICO KHAITAN LTD | 2.97% |
| 8 | POLYCAB INDIA LTD | 2.80% |
| 9 | NIPPON LIFE INDIA ASSET MANAGEMENT LTD | 2.74% |
| 10 | ITC LTD | 2.51% |