Tata Retirement Savings Fund Progressive Plan
Direct · Growth ₹84.31
06 Jul 2026
NAV
16.2%
3Y CAGR
15.6%
5Y CAGR
15.9%
10Y CAGR
16.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.87
Sharpe
-34.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 18.5% | -51.0% | 70.3% |
| 3 Years | ₹36.00 L | ₹45.08 L | 15.9% | -17.2% | 31.4% |
| 5 Years | ₹60.00 L | ₹85.15 L | 15.2% | -3.4% | 26.1% |
| 7 Years | ₹84.00 L | ₹1.41 Cr | 14.8% | 3.8% | 20.8% |
| 10 Years | ₹1.20 Cr | ₹2.60 Cr | 15.1% | 11.3% | 18.6% |
| 12 Years | ₹1.44 Cr | ₹3.76 Cr | 15.1% | 12.1% | 18.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 18.5% | 14.5% | 11.7% | +4.1% |
| 3 Years | 15.9% | 11.2% | 12.7% | +4.7% |
| 5 Years | 15.2% | 10.4% | 12.4% | +4.7% |
| 7 Years | 14.8% | 10.6% | 12.6% | +4.2% |
| 10 Years | 15.1% | 11.5% | 11.6% | +3.6% |
| 12 Years | 15.1% | 11.4% | 11.7% | +3.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 17.8% | 14.9% | -25.7% | 79.1% | 0.63 | 2.15 | 83% | — | — |
| 3 Years | 16.2% | 16.8% | -1.7% | 28.8% | 1.96 | 13.55 | 100% | — | — |
| 5 Years | 15.6% | 15.9% | 3.4% | 26.3% | 2.18 | 73.75 | 100% | — | — |
| 10 Years | 15.9% | 15.5% | 12.5% | 18.5% | 6.87 | — | 100% | — | — |
-34.2%
Max Drawdown
1 mo
Drawdown Duration
7 mo
Recovery Time
-4.7%
Avg Drawdown
Calmar Ratio by Duration
0.52
1Y
0.47
3Y
0.45
5Y
0.44
7Y
0.46
10Y
0.48
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +8.74 | 0.95 | 98.0% | 85.8% | 8.6% | -0.4% |
| 3 Years | +7.25 | 0.94 | 94.6% | 84.5% | 15.2% | 8.0% |
| 5 Years | +4.00 | 0.91 | 90.0% | 84.3% | 12.4% | 8.7% |
| 7 Years | +4.36 | 0.87 | 87.3% | 81.9% | 16.0% | 12.4% |
| 10 Years | +3.78 | 0.88 | 88.8% | 83.6% | 14.4% | 11.2% |
| 12 Years | +5.38 | 0.88 | 89.6% | 82.8% | 15.1% | 10.2% |
| 15 Years | +4.35 | 0.88 | 89.3% | 83.1% | 13.8% | 9.9% |
49
Total Holdings
35.6%
Top 10 Weight
29
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | SOLAR INDUSTRIES INDIA LTD | 5.29% |
| 2 | ICICI BANK LTD | 5.03% |
| 3 | RELIANCE INDUSTRIES LTD | 3.87% |
| 4 | BSE LTD | 3.54% |
| 5 | ETERNAL LTD | 3.30% |
| 6 | MULTI COMMODITY EXCHANGE OF IND LTD | 3.19% |
| 7 | RADICO KHAITAN LTD | 3.12% |
| 8 | POLYCAB INDIA LTD | 2.90% |
| 9 | NIPPON LIFE INDIA ASSET MANAGEMENT LTD | 2.85% |
| 10 | KIRLOSKAR PNEUMATIC COMPANY LTD | 2.48% |