Tata Retirement Savings Fund Moderate Plan Direct Growth

Scheme code: INF277K01QN3 NAV value: ₹ 72.9600 NAV date: 7 May, 2025

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	4.19	39.83	24.44	20.32
3 year	8.81	24.70	15.21	13.44
5 year	5.90	22.93	13.34	12.17
7 year	10.45	20.03	14.36	11.88
10 year	11.78	18.37	15.85	13.02
12 year	15.40	16.82	16.11	13.49

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	15.51	24.44
3 year	6.28	33.32	15.79	15.21
5 year	3.54	26.02	13.5	13.34
7 year	3.33	15.62	11.71	14.36
10 year	3.49	17.22	10.6	15.85
12 year	3.07	16.17	10.84	16.11
15 year	6.95	15.66	10.88

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-57.24	250.45	139.06	24.44
3 year	9.08	58.7	29.31	15.21
5 year	3.67	48	18.04	13.34
7 year	3.8	31.03	14.14	14.36
10 year	3.8	28.93	12.39	15.85
12 year	3.63	26.65	12.59	16.11
15 year	7.01	32.26	12.89

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	20.76	24.44
3 year	7.68	33.37	17.09	15.21
5 year	2.35	27.63	13.51	13.34
7 year	3.76	16.01	12.07	14.36
10 year	3.56	16.94	10.92	15.85
12 year	3.31	16.54	11.01	16.11
15 year	6.56	16.42	10.96

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	19.68	24.44
3 year	8.04	34.46	18.26	15.21
5 year	3.37	28.64	14.21	13.34
7 year	3.97	16.42	12.41	14.36
10 year	3.53	17.72	11.22	15.85
12 year	3.1	16.97	11.31	16.11
15 year	6.68	16.96	11.22

Rolling return for 1 year

- Average return: 24.44% - Median return: 26.97% - Average standard deviation: 4.25

Rolling return for 3 year

- Average return: 15.21% - Median return: 15.11% - Average standard deviation: 1.47

Rolling return for 5 year

- Average return: 13.34% - Median return: 13.88% - Average standard deviation: 0.81

Rolling return for 7 year

- Average return: 14.36% - Median return: 13.79% - Average standard deviation: 0.6

Rolling return for 10 year

- Average return: 15.85% - Median return: 16.08% - Average standard deviation: 0.41

Rolling return for 12 year

- Average return: 16.11% - Median return: 15.99% - Average standard deviation: 0.41

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	13,06,149	1,06,149	8.85
3 year	36,00,000	44,96,417	8,96,417	7.69
5 year	60,00,000	84,95,380	24,95,380	7.20
7 year	84,00,000	1,35,66,809	51,66,809	7.09
10 year	1,20,00,000	2,53,04,272	1,33,04,272	7.75
12 year	1,44,00,000	3,66,47,643	2,22,47,643	8.10

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Average return (%)	Fund's return (%)
1 year	4.9	8.85
3 year	7.3	7.69
5 year	7.48	7.2
7 year	6.39	7.09
10 year	5.95	7.75
12 year	6.11	8.1

NIFTY 100

Duration	Average return (%)	Fund's return (%)
1 year	44.02	8.85
3 year	20.64	7.69
5 year	13	7.2
7 year	9.48	7.09
10 year	7.99	7.75
12 year	8.12	8.1

NIFTY 200

Duration	Average return (%)	Fund's return (%)
1 year	6.35	8.85
3 year	8.22	7.69
5 year	7.77	7.2
7 year	6.6	7.09
10 year	6.23	7.75
12 year	6.37	8.1

NIFTY 500

Duration	Average return (%)	Fund's return (%)
1 year	5.58	8.85
3 year	8.71	7.69
5 year	8.22	7.2
7 year	6.82	7.09
10 year	6.47	7.75
12 year	6.6	8.1

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,06,149 - Absolute Returns: ₹1,06,149 - CAGR: 8.85%

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,96,417 - Absolute Returns: ₹8,96,417 - CAGR: 7.69%

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹84,95,380 - Absolute Returns: ₹24,95,380 - CAGR: 7.2%

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,35,66,809 - Absolute Returns: ₹51,66,809 - CAGR: 7.09%

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,53,04,272 - Absolute Returns: ₹1,33,04,272 - CAGR: 7.75%

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,66,47,643 - Absolute Returns: ₹2,22,47,643 - CAGR: 8.1%