Tata Retirement Savings Fund Moderate Plan Direct Growth

Scheme code: INF277K01QN3 NAV value: ₹ 70.4728 NAV date: 15 April, 2025

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	4.19	39.83	24.44	20.32
3 year	8.81	24.70	15.21	13.44
5 year	5.90	22.93	13.34	12.17
7 year	10.45	20.03	14.36	11.88
10 year	11.78	18.37	15.85	13.02
12 year	15.40	16.82	16.11	13.49

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	17.43	24.44
3 year	6.28	33.32	15.57	15.21
5 year	0.74	26.02	12.91	13.34
7 year	3.33	15.62	11.64	14.36
10 year	3.49	17.22	10.65	15.85
12 year	3.07	16.17	10.8	16.11
15 year	6.95	15.66	10.87

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.1	44.02	20.9	24.44
3 year	6.56	32.12	15.66	15.21
5 year	1	26.2	12.75	13.34
7 year	3.8	15.42	11.84	14.36
10 year	3.8	18	11.09	15.85
12 year	3.63	16.86	11.19	16.11
15 year	7.01	16.36	11.19

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	22.67	24.44
3 year	7.68	33.37	17	15.21
5 year	0.71	27.63	13.15	13.34
7 year	3.76	16.01	12.04	14.36
10 year	3.56	16.94	10.94	15.85
12 year	3.31	16.54	10.99	16.11
15 year	6.56	16.42	10.95

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	23.79	24.44
3 year	8.04	34.46	17.98	15.21
5 year	0.69	28.64	13.53	13.34
7 year	3.97	16.42	12.35	14.36
10 year	3.53	17.72	11.24	15.85
12 year	3.1	16.97	11.25	16.11
15 year	6.68	16.96	11.2

Rolling return for 1 year

- Average return: 24.44% - Median return: 26.97% - Average standard deviation: 4.25

Rolling return for 3 year

- Average return: 15.21% - Median return: 15.11% - Average standard deviation: 1.47

Rolling return for 5 year

- Average return: 13.34% - Median return: 13.88% - Average standard deviation: 0.81

Rolling return for 7 year

- Average return: 14.36% - Median return: 13.79% - Average standard deviation: 0.6

Rolling return for 10 year

- Average return: 15.85% - Median return: 16.08% - Average standard deviation: 0.41

Rolling return for 12 year

- Average return: 16.11% - Median return: 15.99% - Average standard deviation: 0.41

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	13,06,149	1,06,149	8.85
3 year	36,00,000	44,96,417	8,96,417	7.69
5 year	60,00,000	84,95,380	24,95,380	7.20
7 year	84,00,000	1,35,66,809	51,66,809	7.09
10 year	1,20,00,000	2,53,04,272	1,33,04,272	7.75
12 year	1,44,00,000	3,66,47,643	2,22,47,643	8.10

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Average return (%)	Fund's return (%)
1 year	5.83	8.85
3 year	7.35	7.69
5 year	7.28	7.2
7 year	6.36	7.09
10 year	5.93	7.75
12 year	6.09	8.1

NIFTY 100

Duration	Average return (%)	Fund's return (%)
1 year	6.79	8.85
3 year	7.51	7.69
5 year	7.25	7.2
7 year	6.38	7.09
10 year	6.15	7.75
12 year	6.3	8.1

NIFTY 200

Duration	Average return (%)	Fund's return (%)
1 year	7.26	8.85
3 year	8.25	7.69
5 year	7.64	7.2
7 year	6.58	7.09
10 year	6.21	7.75
12 year	6.36	8.1

NIFTY 500

Duration	Average return (%)	Fund's return (%)
1 year	7.47	8.85
3 year	8.74	7.69
5 year	7.97	7.2
7 year	6.78	7.09
10 year	6.43	7.75
12 year	6.57	8.1

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,06,149 - Absolute Returns: ₹1,06,149 - CAGR: 8.85%

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,96,417 - Absolute Returns: ₹8,96,417 - CAGR: 7.69%

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹84,95,380 - Absolute Returns: ₹24,95,380 - CAGR: 7.2%

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,35,66,809 - Absolute Returns: ₹51,66,809 - CAGR: 7.09%

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,53,04,272 - Absolute Returns: ₹1,33,04,272 - CAGR: 7.75%

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,66,47,643 - Absolute Returns: ₹2,22,47,643 - CAGR: 8.1%