SBI PSU Fund
Direct · Growth ₹38.47
21 Jul 2026
NAV
14.6%
3Y CAGR
12.2%
5Y CAGR
13.3%
10Y CAGR
13.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.48
Sharpe
-47.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 18.9% | -55.6% | 143.3% |
| 3 Years | ₹36.00 L | ₹45.37 L | 15.6% | -26.2% | 61.0% |
| 5 Years | ₹60.00 L | ₹78.92 L | 14.6% | -14.1% | 44.7% |
| 7 Years | ₹84.00 L | ₹1.29 Cr | 14.5% | -8.2% | 31.8% |
| 10 Years | ₹1.20 Cr | ₹3.27 Cr | 17.4% | 8.5% | 22.8% |
| 12 Years | ₹1.44 Cr | ₹4.30 Cr | 17.1% | 15.0% | 18.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 18.9% | 14.5% | 13.7% | +4.5% |
| 3 Years | 15.6% | 11.2% | 17.2% | +4.4% |
| 5 Years | 14.6% | 10.4% | 17.0% | +4.1% |
| 7 Years | 14.5% | 10.6% | 16.6% | +3.9% |
| 10 Years | 17.4% | 11.5% | 16.9% | +5.9% |
| 12 Years | 17.1% | 11.4% | 16.5% | +5.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 17.2% | 12.9% | -30.9% | 116.0% | 0.37 | 0.91 | 66% | — | — |
| 3 Years | 14.6% | 10.4% | -15.3% | 45.8% | 0.52 | 1.39 | 85% | — | — |
| 5 Years | 12.2% | 7.3% | -5.4% | 35.8% | 0.50 | 1.78 | 92% | — | — |
| 10 Years | 13.3% | 13.8% | 6.6% | 18.4% | 2.48 | — | 100% | — | — |
-47.1%
Max Drawdown
29 mo
Drawdown Duration
19 mo
Recovery Time
-12.1%
Avg Drawdown
Calmar Ratio by Duration
0.37
1Y
0.31
3Y
0.26
5Y
0.23
7Y
0.28
10Y
0.29
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.06 | 0.87 | 93.5% | 80.0% | 7.2% | -3.1% |
| 3 Years | +18.87 | 1.16 | 123.0% | 100.7% | 26.3% | 7.3% |
| 5 Years | +15.17 | 1.05 | 111.8% | 94.2% | 24.4% | 9.1% |
| 7 Years | +8.95 | 0.90 | 102.8% | 93.8% | 19.6% | 11.1% |
| 10 Years | +4.41 | 0.92 | 101.4% | 96.5% | 15.1% | 11.1% |
| 12 Years | +2.05 | 0.94 | 99.6% | 96.7% | 11.9% | 10.1% |
| 15 Years | +0.93 | 0.94 | 99.3% | 97.7% | 10.5% | 9.8% |
20
Total Holdings
76.5%
Top 10 Weight
12
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | State Bank of India | 16.86% |
| 2 | GAIL (India) Ltd. | 9.52% |
| 3 | NTPC Ltd. | 9.06% |
| 4 | Bharat Electronics Ltd. | 8.84% |
| 5 | Power Grid Corporation of India Ltd. | 8.78% |
| 6 | Oil & Natural Gas Corporation Ltd. | 5.90% |
| 7 | Bank of Baroda | 5.33% |
| 8 | Bharat Petroleum Corporation Ltd. | 4.39% |
| 9 | Bharat Heavy Electricals Ltd. | 4.11% |
| 10 | NMDC Ltd. | 3.72% |