SBI Overnight Fund
Direct · Growth ₹4455.88
02 Aug 2026
NAV
5.9%
3Y CAGR
5.6%
5Y CAGR
5.8%
10Y CAGR
5.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-3.23
Sharpe
-0.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.33 L | 6.1% | 3.0% | 9.4% |
| 3 Years | ₹36.00 L | ₹39.31 L | 5.8% | 3.3% | 8.4% |
| 5 Years | ₹60.00 L | ₹68.80 L | 5.5% | 4.0% | 7.1% |
| 7 Years | ₹84.00 L | ₹1.01 Cr | 5.2% | 4.5% | 6.6% |
| 10 Years | ₹1.20 Cr | ₹1.57 Cr | 5.3% | 5.2% | 5.4% |
| 12 Years | ₹1.44 Cr | ₹2.02 Cr | 5.5% | 5.5% | 5.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 6.1% | 143.9% |
| 3 Years | 5.8% | 15.5% |
| 5 Years | 5.5% | 13.9% |
| 7 Years | 5.2% | 14.9% |
| 10 Years | 5.3% | 42.4% |
| 12 Years | 5.5% | 40.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.1% | 6.2% | 3.0% | 9.3% | -0.23 | -0.27 | 100% | — | — |
| 3 Years | 5.9% | 6.0% | 3.6% | 8.6% | -0.48 | -0.48 | 100% | — | — |
| 5 Years | 5.6% | 5.3% | 4.6% | 7.7% | -0.92 | -0.70 | 100% | — | — |
| 10 Years | 5.8% | 5.8% | 5.4% | 6.2% | -3.23 | -0.96 | 100% | — | — |
-0.1%
Max Drawdown
0 mo
Drawdown Duration
0 mo
Recovery Time
-0.0%
Avg Drawdown
Calmar Ratio by Duration
55.09
1Y
52.84
3Y
50.50
5Y
50.05
7Y
51.94
10Y
54.46
12Y