SBI Banking and Financial Services Fund
Direct · Growth ₹49.78
18 Jun 2026
NAV
16.9%
3Y CAGR
16.1%
5Y CAGR
17.8%
10Y CAGR
16.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
9.38
Sharpe
-43.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.11 L | 20.4% | -64.2% | 129.2% |
| 3 Years | ₹36.00 L | ₹46.85 L | 17.3% | -19.8% | 30.1% |
| 5 Years | ₹60.00 L | ₹90.56 L | 16.1% | -3.1% | 24.3% |
| 7 Years | ₹84.00 L | ₹1.49 Cr | 16.5% | 11.5% | 20.3% |
| 10 Years | ₹1.20 Cr | ₹3.00 Cr | 17.2% | 14.4% | 18.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 20.4% | 14.5% | 13.5% | +5.9% |
| 3 Years | 17.3% | 11.2% | 17.4% | +6.1% |
| 5 Years | 16.1% | 10.4% | 17.1% | +5.6% |
| 7 Years | 16.5% | 10.6% | 16.6% | +5.9% |
| 10 Years | 17.2% | 11.5% | 16.9% | +5.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.0% | 18.1% | -34.2% | 98.2% | 0.68 | 1.86 | 89% | — | — |
| 3 Years | 16.9% | 17.3% | -1.8% | 31.0% | 1.69 | 9.82 | 100% | — | — |
| 5 Years | 16.1% | 15.3% | 4.7% | 28.6% | 2.25 | 140.88 | 100% | — | — |
| 10 Years | 17.8% | 17.8% | 14.6% | 20.9% | 9.38 | — | 100% | — | — |
-43.8%
Max Drawdown
1 mo
Drawdown Duration
9 mo
Recovery Time
-6.0%
Avg Drawdown
Calmar Ratio by Duration
0.43
1Y
0.39
3Y
0.37
5Y
0.37
7Y
0.41
10Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.15 | 1.10 | 109.2% | 97.4% | 5.1% | -3.1% |
| 3 Years | +9.52 | 1.04 | 103.8% | 91.2% | 18.3% | 8.7% |
| 5 Years | +5.42 | 1.04 | 102.4% | 95.6% | 14.5% | 8.9% |
| 7 Years | +3.08 | 1.10 | 108.4% | 105.0% | 14.4% | 10.9% |
| 10 Years | +4.90 | 1.09 | 108.2% | 102.6% | 16.8% | 11.4% |
| 12 Years | +5.26 | 1.09 | 107.6% | 101.4% | 14.3% | 8.8% |
| 15 Years | +4.23 | 1.09 | 107.6% | 101.4% | 11.3% | 7.0% |
32
Total Holdings
65.4%
Top 10 Weight
4
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 12.87% |
| 2 | Kotak Mahindra Bank Ltd. | 9.96% |
| 3 | State Bank of India | 9.61% |
| 4 | Axis Bank Ltd. | 7.35% |
| 5 | HDFC Bank Ltd. | 6.11% |
| 6 | Bajaj Finserv Ltd. | 5.75% |
| 7 | Muthoot Finance Ltd. | 4.54% |
| 8 | HDFC Life Insurance Company Ltd. | 3.51% |
| 9 | SBI Life Insurance Co. Ltd. | 3.20% |
| 10 | Bajaj Finance Ltd. | 2.54% |