PGIM India ELSS Tax Saver Fund
Direct · Growth ₹40.88
05 Aug 2026
NAV
15.5%
3Y CAGR
17.1%
5Y CAGR
14.5%
10Y CAGR
15.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
13.20
Sharpe
-36.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.68 L | 16.3% | -57.6% | 92.1% |
| 3 Years | ₹36.00 L | ₹45.15 L | 15.3% | -21.7% | 36.3% |
| 5 Years | ₹60.00 L | ₹94.22 L | 17.8% | 5.2% | 25.5% |
| 7 Years | ₹84.00 L | ₹1.53 Cr | 17.0% | 10.8% | 21.7% |
| 10 Years | ₹1.20 Cr | ₹2.44 Cr | 14.1% | 11.7% | 16.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 16.3% | 14.5% | 17.1% | +1.8% |
| 3 Years | 15.3% | 11.2% | 15.2% | +4.2% |
| 5 Years | 17.8% | 10.4% | 16.3% | +7.3% |
| 7 Years | 17.0% | 10.6% | 15.7% | +6.4% |
| 10 Years | 14.1% | 11.5% | 16.1% | +2.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.1% | 12.1% | -31.5% | 97.8% | 0.52 | 1.72 | 86% | — | — |
| 3 Years | 15.5% | 15.4% | -5.7% | 37.4% | 1.30 | 5.45 | 97% | — | — |
| 5 Years | 17.1% | 16.6% | 10.6% | 29.5% | 3.00 | — | 100% | — | — |
| 10 Years | 14.5% | 14.4% | 13.4% | 16.0% | 13.20 | — | 100% | — | — |
-36.7%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-4.2%
Avg Drawdown
Calmar Ratio by Duration
0.44
1Y
0.42
3Y
0.47
5Y
0.42
7Y
0.39
10Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +2.23 | 1.00 | 99.6% | 96.2% | 2.4% | 0.2% |
| 3 Years | +2.42 | 0.93 | 94.8% | 91.3% | 10.8% | 8.5% |
| 5 Years | +2.76 | 0.90 | 91.1% | 87.0% | 11.5% | 9.0% |
| 7 Years | +4.54 | 0.88 | 91.1% | 86.1% | 16.3% | 12.5% |
| 10 Years | +3.26 | 0.89 | 91.1% | 87.0% | 14.0% | 11.2% |
| 12 Years | +2.62 | 0.89 | 90.5% | 86.6% | 12.4% | 10.2% |
| 15 Years | +1.90 | 0.89 | 90.5% | 86.6% | 9.8% | 8.1% |