Nippon India Gold Savings Fund
Direct · Growth ₹57.60
06 Jul 2026
NAV
11.0%
3Y CAGR
10.5%
5Y CAGR
10.5%
10Y CAGR
10.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.99
Sharpe
-24.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.48 L | 14.2% | -21.7% | 169.0% |
| 3 Years | ₹36.00 L | ₹41.28 L | 13.1% | -8.8% | 65.7% |
| 5 Years | ₹60.00 L | ₹79.41 L | 12.9% | -1.1% | 43.0% |
| 7 Years | ₹84.00 L | ₹1.27 Cr | 13.7% | 6.0% | 32.6% |
| 10 Years | ₹1.20 Cr | ₹2.25 Cr | 13.9% | 8.0% | 25.5% |
| 12 Years | ₹1.44 Cr | ₹3.99 Cr | 15.8% | 10.5% | 22.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.2% | 14.5% | 22.8% | -0.2% |
| 3 Years | 13.1% | 11.2% | 20.0% | +2.0% |
| 5 Years | 12.9% | 10.4% | 13.3% | +2.5% |
| 7 Years | 13.7% | 10.6% | 12.9% | +3.1% |
| 10 Years | 13.9% | 11.5% | 12.2% | +2.4% |
| 12 Years | 15.8% | 11.4% | 12.5% | +4.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.3% | 8.5% | -17.9% | 115.4% | 0.34 | 0.94 | 74% | — | — |
| 3 Years | 11.0% | 10.3% | -7.8% | 44.0% | 0.45 | 1.27 | 89% | — | — |
| 5 Years | 10.5% | 11.5% | -2.5% | 28.3% | 0.63 | 1.49 | 92% | — | — |
| 10 Years | 10.5% | 9.7% | 4.7% | 19.6% | 0.99 | 10.03 | 100% | — | — |
-24.7%
Max Drawdown
23 mo
Drawdown Duration
48 mo
Recovery Time
-9.4%
Avg Drawdown
Calmar Ratio by Duration
0.54
1Y
0.44
3Y
0.43
5Y
0.45
7Y
0.42
10Y
0.45
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +38.27 | 0.65 | 86.6% | 35.6% | 40.7% | 0.2% |
| 3 Years | +25.20 | 0.24 | 44.4% | 6.7% | 32.2% | 8.5% |
| 5 Years | +16.19 | 0.10 | 27.3% | 0.9% | 22.9% | 9.0% |
| 7 Years | +13.51 | 0.05 | 17.5% | -3.8% | 20.3% | 12.5% |
| 10 Years | +8.49 | 0.02 | 11.1% | -6.7% | 15.1% | 11.2% |
| 12 Years | +6.76 | -0.01 | 7.8% | -8.2% | 13.2% | 10.3% |
| 15 Years | +3.05 | -0.03 | 4.2% | -9.2% | 9.5% | 9.9% |