Nippon India Gold Savings Fund
Direct · Growth ₹60.93
18 Aug 2026
NAV
11.1%
3Y CAGR
10.6%
5Y CAGR
10.5%
10Y CAGR
11.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.00
Sharpe
-24.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.13%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.48 L | 14.2% | -21.7% | 169.0% |
| 3 Years | ₹36.00 L | ₹41.30 L | 13.2% | -8.8% | 65.7% |
| 5 Years | ₹60.00 L | ₹79.46 L | 13.0% | -1.1% | 43.0% |
| 7 Years | ₹84.00 L | ₹1.27 Cr | 13.8% | 6.0% | 32.6% |
| 10 Years | ₹1.20 Cr | ₹2.26 Cr | 13.9% | 8.0% | 25.5% |
| 12 Years | ₹1.44 Cr | ₹4.12 Cr | 15.9% | 10.5% | 22.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.2% | 14.4% | 22.6% | -0.1% |
| 3 Years | 13.2% | 11.1% | 19.6% | +2.1% |
| 5 Years | 13.0% | 10.4% | 13.0% | +2.6% |
| 7 Years | 13.8% | 10.6% | 13.0% | +3.2% |
| 10 Years | 13.9% | 11.5% | 12.2% | +2.5% |
| 12 Years | 15.9% | 11.4% | 12.6% | +4.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.4% | 8.6% | -17.9% | 115.4% | 0.35 | 0.96 | 74% | — | — |
| 3 Years | 11.1% | 10.3% | -7.8% | 44.0% | 0.46 | 1.30 | 89% | — | — |
| 5 Years | 10.6% | 11.6% | -2.5% | 28.3% | 0.64 | 1.52 | 92% | — | — |
| 10 Years | 10.5% | 9.8% | 4.7% | 19.6% | 1.00 | 10.27 | 100% | — | — |
-24.7%
Max Drawdown
23 mo
Drawdown Duration
48 mo
Recovery Time
-9.4%
Avg Drawdown
Calmar Ratio by Duration
0.54
1Y
0.45
3Y
0.43
5Y
0.46
7Y
0.43
10Y
0.45
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +52.26 | 0.66 | 95.0% | 33.0% | 52.5% | -2.9% |
| 3 Years | +29.47 | 0.24 | 47.3% | 5.0% | 36.3% | 7.8% |
| 5 Years | +18.44 | 0.10 | 28.9% | 0.1% | 25.1% | 7.8% |
| 7 Years | +14.30 | 0.05 | 18.4% | -3.2% | 21.1% | 11.8% |
| 10 Years | +9.41 | 0.02 | 12.0% | -6.7% | 16.0% | 10.8% |
| 12 Years | +7.42 | -0.01 | 8.4% | -8.1% | 13.9% | 9.8% |
| 15 Years | +3.60 | -0.03 | 4.7% | -9.3% | 10.0% | 9.7% |