Nippon India Banking and PSU Debt Fund
Direct · Growth ₹23.02
11 Nov 2026
NAV
7.5%
3Y CAGR
7.5%
5Y CAGR
7.6%
10Y CAGR
7.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.67
Sharpe
-3.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.38%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.41 L | 7.6% | 0.8% | 15.5% |
| 3 Years | ₹36.00 L | ₹39.90 L | 7.4% | 4.5% | 11.7% |
| 5 Years | ₹60.00 L | ₹70.96 L | 7.4% | 6.2% | 10.1% |
| 7 Years | ₹84.00 L | ₹1.07 Cr | 7.0% | 6.2% | 7.8% |
| 10 Years | ₹1.20 Cr | ₹1.73 Cr | 7.3% | 6.7% | 7.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.6% | 6.3% |
| 3 Years | 7.4% | 7.1% |
| 5 Years | 7.4% | 6.9% |
| 7 Years | 7.0% | 7.1% |
| 10 Years | 7.3% | 7.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.6% | 7.6% | 2.4% | 13.5% | 0.42 | 0.88 | 100% | — | — |
| 3 Years | 7.5% | 7.7% | 4.9% | 9.9% | 0.76 | 2.27 | 100% | — | — |
| 5 Years | 7.5% | 7.4% | 6.0% | 9.4% | 1.10 | 9.97 | 100% | — | — |
| 10 Years | 7.6% | 7.6% | 7.1% | 8.0% | 4.67 | — | 100% | — | — |
-3.2%
Max Drawdown
0 mo
Drawdown Duration
0 mo
Recovery Time
-0.1%
Avg Drawdown
Calmar Ratio by Duration
2.38
1Y
2.34
3Y
2.34
5Y
2.34
7Y
2.37
10Y