Nippon India Banking and Financial Services Fund
Direct · Growth ₹715.99
04 Aug 2026
NAV
15.8%
3Y CAGR
14.7%
5Y CAGR
15.3%
10Y CAGR
15.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.04
Sharpe
-50.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.99 L | 21.2% | -73.7% | 143.6% |
| 3 Years | ₹36.00 L | ₹47.01 L | 15.9% | -33.6% | 31.0% |
| 5 Years | ₹60.00 L | ₹87.38 L | 15.0% | -14.6% | 27.4% |
| 7 Years | ₹84.00 L | ₹1.42 Cr | 13.9% | -4.9% | 20.7% |
| 10 Years | ₹1.20 Cr | ₹2.67 Cr | 15.5% | 12.6% | 17.7% |
| 12 Years | ₹1.44 Cr | ₹3.88 Cr | 15.4% | 12.8% | 17.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 21.2% | 14.5% | 13.9% | +6.7% |
| 3 Years | 15.9% | 11.2% | 16.8% | +4.7% |
| 5 Years | 15.0% | 10.4% | 16.9% | +4.5% |
| 7 Years | 13.9% | 10.6% | 16.6% | +3.3% |
| 10 Years | 15.5% | 11.5% | 16.9% | +4.0% |
| 12 Years | 15.4% | 11.4% | 16.4% | +4.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.1% | 15.0% | -49.9% | 116.9% | 0.47 | 1.18 | 81% | — | — |
| 3 Years | 15.8% | 16.5% | -14.2% | 42.6% | 0.95 | 2.36 | 93% | — | — |
| 5 Years | 14.7% | 14.4% | -2.7% | 34.1% | 1.24 | 5.91 | 98% | — | — |
| 10 Years | 15.3% | 15.0% | 11.3% | 20.0% | 5.04 | — | 100% | — | — |
-50.6%
Max Drawdown
12 mo
Drawdown Duration
9 mo
Recovery Time
-8.2%
Avg Drawdown
Calmar Ratio by Duration
0.38
1Y
0.31
3Y
0.29
5Y
0.26
7Y
0.30
10Y
0.32
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +7.45 | 1.13 | 109.8% | 101.4% | 6.8% | 0.2% |
| 3 Years | +5.86 | 1.04 | 101.8% | 93.9% | 14.5% | 8.5% |
| 5 Years | +5.45 | 1.05 | 102.6% | 95.6% | 14.5% | 9.0% |
| 7 Years | +1.79 | 1.13 | 111.0% | 109.0% | 15.0% | 12.5% |
| 10 Years | +2.36 | 1.13 | 112.0% | 109.3% | 14.2% | 11.2% |
| 12 Years | +3.28 | 1.14 | 112.6% | 109.1% | 14.0% | 10.3% |
| 15 Years | +2.04 | 1.16 | 114.9% | 112.8% | 12.5% | 9.9% |
36
Total Holdings
60.0%
Top 10 Weight
5
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 14.01% |
| 2 | ICICI Bank Limited | 13.31% |
| 3 | Axis Bank Limited | 9.34% |
| 4 | State Bank of India | 5.49% |
| 5 | Kotak Mahindra Bank Limited | 3.61% |
| 6 | SBI Life Insurance Company Limited | 3.04% |
| 7 | SBI Cards and Payment Services Limited | 2.97% |
| 8 | Bajaj Finserv Limited | 2.92% |
| 9 | Cholamandalam Financial Holdings Limited | 2.72% |
| 10 | IndusInd Bank Limited | 2.57% |