Motilal Oswal Nifty Bank Index Fund
Direct · Growth ₹21.67
06 Jul 2026
NAV
14.9%
3Y CAGR
15.0%
5Y CAGR
15.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.73
Sharpe
-46.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.84 L | 19.0% | -31.0% | 143.3% |
| 3 Years | ₹36.00 L | ₹44.24 L | 14.4% | 0.4% | 25.8% |
| 5 Years | ₹60.00 L | ₹84.02 L | 13.5% | 5.8% | 19.1% |
| 7 Years | ₹84.00 L | ₹1.30 Cr | 12.4% | 12.4% | 12.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.0% | 14.5% | 9.2% | +4.5% |
| 3 Years | 14.4% | 11.2% | 12.6% | +3.3% |
| 5 Years | 13.5% | 10.4% | 14.1% | +3.1% |
| 7 Years | 12.4% | 10.6% | 14.3% | +1.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.6% | 12.8% | -32.2% | 99.6% | 0.51 | 1.84 | 89% | — | — |
| 3 Years | 14.9% | 12.9% | 7.3% | 36.4% | 1.37 | — | 100% | — | — |
| 5 Years | 15.0% | 13.1% | 8.6% | 26.4% | 1.73 | — | 100% | — | — |
-46.9%
Max Drawdown
3 mo
Drawdown Duration
11 mo
Recovery Time
-8.0%
Avg Drawdown
Calmar Ratio by Duration
0.36
1Y
0.32
3Y
0.32
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +6.12 | 1.16 | 111.9% | 105.7% | 5.3% | 0.2% |
| 3 Years | +1.34 | 1.07 | 102.1% | 99.7% | 10.0% | 8.5% |
| 5 Years | +2.04 | 1.07 | 103.8% | 100.8% | 11.2% | 9.0% |
| 7 Years | -1.93 | 1.17 | 114.8% | 116.5% | 11.4% | 12.3% |
| 10 Years | -0.96 | 1.17 | 114.8% | 116.5% | 7.8% | 8.5% |
| 12 Years | -0.60 | 1.17 | 114.8% | 116.5% | 6.5% | 7.0% |
| 15 Years | -0.24 | 1.17 | 114.8% | 116.5% | 5.2% | 5.6% |
14
Total Holdings
86.4%
Top 10 Weight
1
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd | 18.92% |
| 2 | ICICI Bank Ltd | 14.05% |
| 3 | Axis Bank Ltd | 9.96% |
| 4 | State Bank of India | 9.89% |
| 5 | Kotak Mahindra Bank Ltd | 9.69% |
| 6 | The Federal Bank Limited | 6.15% |
| 7 | Indusind Bank Ltd | 4.77% |
| 8 | AU Small Finance Bank Limited | 4.47% |
| 9 | Bank Of Baroda | 4.43% |
| 10 | Canara Bank Ltd | 4.04% |