LIC MF ELSS Tax Saver
Direct · Growth ₹174.82
04 Aug 2026
NAV
14.4%
3Y CAGR
14.2%
5Y CAGR
14.2%
10Y CAGR
14.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.43
Sharpe
-35.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 17.0% | -50.9% | 73.6% |
| 3 Years | ₹36.00 L | ₹44.24 L | 14.0% | -16.1% | 31.6% |
| 5 Years | ₹60.00 L | ₹85.59 L | 14.1% | -4.6% | 25.4% |
| 7 Years | ₹84.00 L | ₹1.38 Cr | 14.0% | 1.5% | 20.9% |
| 10 Years | ₹1.20 Cr | ₹2.53 Cr | 14.4% | 10.9% | 17.9% |
| 12 Years | ₹1.44 Cr | ₹3.59 Cr | 14.2% | 11.1% | 16.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.0% | 14.5% | 16.9% | +2.5% |
| 3 Years | 14.0% | 11.2% | 14.9% | +2.9% |
| 5 Years | 14.1% | 10.4% | 16.2% | +3.6% |
| 7 Years | 14.0% | 10.6% | 15.7% | +3.4% |
| 10 Years | 14.4% | 11.5% | 16.1% | +2.9% |
| 12 Years | 14.2% | 11.4% | 15.6% | +2.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.3% | 13.5% | -24.3% | 69.9% | 0.52 | 1.54 | 79% | — | — |
| 3 Years | 14.4% | 15.0% | -1.8% | 26.7% | 1.58 | 7.28 | 99% | — | — |
| 5 Years | 14.2% | 14.6% | 0.2% | 25.5% | 1.76 | 11.14 | 100% | — | — |
| 10 Years | 14.2% | 14.1% | 11.0% | 16.7% | 6.43 | — | 100% | — | — |
-35.7%
Max Drawdown
1 mo
Drawdown Duration
9 mo
Recovery Time
-5.2%
Avg Drawdown
Calmar Ratio by Duration
0.46
1Y
0.40
3Y
0.40
5Y
0.38
7Y
0.40
10Y
0.42
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.44 | 1.01 | 98.0% | 97.0% | 0.9% | -0.4% |
| 3 Years | +4.32 | 0.94 | 95.8% | 89.8% | 12.3% | 8.0% |
| 5 Years | +3.02 | 0.92 | 92.0% | 87.6% | 11.5% | 8.7% |
| 7 Years | +2.99 | 0.86 | 88.7% | 84.9% | 14.6% | 12.4% |
| 10 Years | +2.56 | 0.87 | 89.2% | 85.5% | 13.1% | 11.2% |
| 12 Years | +3.07 | 0.88 | 89.8% | 85.6% | 12.8% | 10.2% |
| 15 Years | +2.95 | 0.88 | 90.0% | 85.6% | 12.4% | 9.9% |
53
Total Holdings
38.5%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 8.21% |
| 2 | HDFC Bank Ltd. | 7.22% |
| 3 | Axis Bank Ltd. | 4.55% |
| 4 | Cholamandalam Investment & Fin Co Ltd. | 3.73% |
| 5 | State Bank of India | 3.25% |
| 6 | Larsen & Toubro Ltd. | 2.82% |
| 7 | Eicher Motors Ltd. | 2.36% |
| 8 | Kirloskar Oil Engines Ltd. | 2.14% |
| 9 | Trent Ltd. | 2.12% |
| 10 | Blue Star Ltd. | 2.11% |