LIC MF BSE Sensex Index Fund
Direct · Growth ₹148.73
21 Oct 2026
NAV
12.3%
3Y CAGR
12.8%
5Y CAGR
12.4%
10Y CAGR
12.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.59
Sharpe
-37.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.84%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.71 L | 13.4% | -57.8% | 91.4% |
| 3 Years | ₹36.00 L | ₹42.98 L | 11.9% | -18.9% | 31.2% |
| 5 Years | ₹60.00 L | ₹82.73 L | 12.9% | -6.8% | 22.1% |
| 7 Years | ₹84.00 L | ₹1.37 Cr | 13.1% | -2.0% | 18.4% |
| 10 Years | ₹1.20 Cr | ₹2.40 Cr | 13.1% | 8.6% | 16.2% |
| 12 Years | ₹1.44 Cr | ₹3.21 Cr | 12.2% | 9.2% | 14.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.4% | 14.3% | 5.8% | -0.9% |
| 3 Years | 11.9% | 11.0% | 12.0% | +0.9% |
| 5 Years | 12.9% | 10.4% | 14.1% | +2.5% |
| 7 Years | 13.1% | 10.6% | 13.7% | +2.6% |
| 10 Years | 13.1% | 11.4% | 13.6% | +1.7% |
| 12 Years | 12.2% | 11.3% | 12.8% | +0.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.0% | 11.6% | -31.0% | 92.4% | 0.42 | 1.00 | 83% | — | — |
| 3 Years | 12.3% | 12.3% | -3.4% | 31.2% | 1.23 | 6.79 | 100% | — | — |
| 5 Years | 12.8% | 13.1% | -1.2% | 24.7% | 1.63 | 8.82 | 100% | — | — |
| 10 Years | 12.4% | 12.4% | 10.1% | 14.5% | 6.59 | — | 100% | — | — |
-37.5%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-5.2%
Avg Drawdown
Calmar Ratio by Duration
0.35
1Y
0.33
3Y
0.34
5Y
0.33
7Y
0.33
10Y
0.32
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -0.46 | 1.00 | 100.6% | 101.1% | -12.4% | -11.9% |
| 3 Years | -0.58 | 0.99 | 99.2% | 99.8% | 5.2% | 5.8% |
| 5 Years | +0.04 | 0.99 | 99.5% | 99.4% | 4.7% | 4.7% |
| 7 Years | +0.15 | 1.00 | 99.8% | 99.6% | 10.3% | 10.2% |
| 10 Years | +0.64 | 0.99 | 99.4% | 98.6% | 10.8% | 10.1% |
| 12 Years | +0.23 | 0.99 | 99.2% | 98.9% | 9.4% | 9.2% |
| 15 Years | +0.41 | 0.99 | 98.9% | 98.3% | 9.7% | 9.3% |
30
Total Holdings
63.8%
Top 10 Weight
17
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 11.86% |
| 2 | ICICI Bank Ltd. | 11.51% |
| 3 | Reliance Industries Ltd. | 9.50% |
| 4 | Bharti Airtel Ltd. | 6.14% |
| 5 | Larsen & Toubro Ltd. | 5.13% |
| 6 | State Bank of India | 4.80% |
| 7 | Infosys Ltd. | 4.28% |
| 8 | Axis Bank Ltd. | 4.00% |
| 9 | Kotak Mahindra Bank Ltd. | 3.35% |
| 10 | Mahindra & Mahindra Ltd. | 3.24% |