LIC MF Balanced Advantage Fund
Direct · Growth ₹14.10
26 Oct 2026
NAV
10.9%
3Y CAGR
10.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.31
Sharpe
-9.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.25%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.57 L | 9.9% | -14.1% | 26.4% |
| 3 Years | ₹36.00 L | ₹41.78 L | 9.8% | 1.0% | 16.7% |
| 5 Years | ₹60.00 L | ₹70.95 L | 6.7% | 5.5% | 7.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 9.9% | 14.3% | 7.4% | -4.3% |
| 3 Years | 9.8% | 11.0% | 11.3% | -1.3% |
| 5 Years | 6.7% | 10.4% | 11.1% | -3.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.9% | 9.5% | -6.4% | 21.7% | 0.54 | 1.21 | 92% | — | — |
| 3 Years | 10.9% | 11.0% | 6.9% | 15.7% | 2.31 | — | 100% | — | — |
-9.4%
Max Drawdown
9 mo
Drawdown Duration
4 mo
Recovery Time
-1.8%
Avg Drawdown
Calmar Ratio by Duration
1.05
1Y
1.16
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -0.23 | 0.61 | 64.1% | 60.3% | -5.4% | -12.7% |
| 3 Years | +1.03 | 0.59 | 61.9% | 57.2% | 6.9% | 5.4% |
| 5 Years | +1.46 | 0.54 | 57.7% | 52.4% | 7.0% | 4.7% |
| 7 Years | +0.15 | 0.54 | 57.7% | 52.4% | 4.9% | 3.3% |
| 10 Years | -0.81 | 0.54 | 57.7% | 52.4% | 3.4% | 2.3% |
| 12 Years | -1.18 | 0.54 | 57.7% | 52.4% | 2.9% | 1.9% |
| 15 Years | -1.55 | 0.54 | 57.7% | 52.4% | 2.3% | 1.5% |
46
Total Holdings
28.3%
Top 10 Weight
21
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 5.56% |
| 2 | Navin Fluorine International Ltd. | 3.70% |
| 3 | Sun Pharmaceutical Industries Ltd. | 2.76% |
| 4 | Larsen & Toubro Ltd. | 2.49% |
| 5 | Solar Industries India Ltd. | 2.41% |
| 6 | Shriram Finance Ltd. | 2.39% |
| 7 | AU Small Finance Bank Ltd. | 2.30% |
| 8 | Divi's Laboratories Ltd. | 2.25% |
| 9 | Tata Consultancy Services Ltd. | 2.21% |
| 10 | Bajaj Finance Ltd. | 2.21% |