LIC MF Balanced Advantage Fund
Direct · Growth ₹15.20
18 Aug 2026
NAV
11.2%
3Y CAGR
11.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.60
Sharpe
-9.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.25%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.58 L | 10.2% | -14.1% | 26.4% |
| 3 Years | ₹36.00 L | ₹41.97 L | 10.2% | 1.8% | 16.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.2% | 14.4% | 10.6% | -4.2% |
| 3 Years | 10.2% | 11.1% | 11.2% | -0.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.3% | 10.5% | -6.4% | 21.7% | 0.61 | 1.45 | 93% | — | — |
| 3 Years | 11.2% | 11.2% | 7.5% | 15.7% | 2.60 | — | 100% | — | — |
-9.4%
Max Drawdown
9 mo
Drawdown Duration
4 mo
Recovery Time
-1.8%
Avg Drawdown
Calmar Ratio by Duration
1.09
1Y
1.19
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.46 | 0.59 | 64.4% | 55.7% | 5.4% | -2.9% |
| 3 Years | +2.52 | 0.58 | 61.9% | 55.2% | 9.8% | 7.8% |
| 5 Years | +2.46 | 0.53 | 57.7% | 51.0% | 8.7% | 6.1% |
| 7 Years | +0.83 | 0.53 | 57.7% | 51.0% | 6.2% | 4.3% |
| 10 Years | -0.36 | 0.53 | 57.7% | 51.0% | 4.3% | 3.0% |
| 12 Years | -0.80 | 0.53 | 57.7% | 51.0% | 3.5% | 2.5% |
| 15 Years | -1.26 | 0.53 | 57.7% | 51.0% | 2.8% | 2.0% |
45
Total Holdings
28.9%
Top 10 Weight
21
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 5.57% |
| 2 | Navin Fluorine International Ltd. | 4.08% |
| 3 | Sun Pharmaceutical Industries Ltd. | 2.81% |
| 4 | Divi's Laboratories Ltd. | 2.48% |
| 5 | Larsen & Toubro Ltd. | 2.46% |
| 6 | Bajaj Finance Ltd. | 2.41% |
| 7 | Shriram Finance Ltd. | 2.29% |
| 8 | Nippon Life India Asset Management Ltd. | 2.26% |
| 9 | AU Small Finance Bank Ltd. | 2.25% |
| 10 | Solar Industries India Ltd. | 2.24% |