ITI Banking and Financial Services Fund
Direct · Growth ₹17.86
04 Aug 2026
NAV
15.6%
3Y CAGR
15.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.47
Sharpe
-16.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.93 L | 16.1% | -17.8% | 34.3% |
| 3 Years | ₹36.00 L | ₹44.49 L | 14.7% | 4.3% | 19.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 16.1% | 14.5% | 13.9% | +1.6% |
| 3 Years | 14.7% | 11.2% | 16.8% | +3.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 15.6% | 15.6% | 0.1% | 33.6% | 1.31 | 11.65 | 100% | — | — |
| 3 Years | 15.6% | 15.3% | 9.5% | 22.1% | 3.47 | — | 100% | — | — |
-16.7%
Max Drawdown
1 mo
Drawdown Duration
Not recovered
Recovery Time
-3.7%
Avg Drawdown
Calmar Ratio by Duration
0.93
1Y
0.93
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +13.48 | 1.18 | 119.2% | 103.8% | 12.5% | 0.2% |
| 3 Years | +5.44 | 1.10 | 107.7% | 100.7% | 14.2% | 8.5% |
| 5 Years | +4.63 | 1.05 | 103.5% | 97.5% | 11.8% | 7.2% |
| 7 Years | +3.31 | 1.05 | 103.5% | 97.5% | 8.3% | 5.1% |
| 10 Years | +2.38 | 1.05 | 103.5% | 97.5% | 5.8% | 3.5% |
| 12 Years | +2.02 | 1.05 | 103.5% | 97.5% | 4.8% | 2.9% |
| 15 Years | +1.67 | 1.05 | 103.5% | 97.5% | 3.8% | 2.3% |