ICICI Prudential Retirement Fund Pure Equity
Direct · Growth ₹39.37
06 Jul 2026
NAV
25.5%
3Y CAGR
26.1%
5Y CAGR
23.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.05
Sharpe
-37.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.07 L | 25.1% | -58.4% | 95.9% |
| 3 Years | ₹36.00 L | ₹51.17 L | 25.9% | 10.8% | 38.6% |
| 5 Years | ₹60.00 L | ₹1.12 Cr | 26.5% | 16.9% | 34.7% |
| 7 Years | ₹84.00 L | ₹1.86 Cr | 22.8% | 20.2% | 24.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 25.1% | 14.5% | 11.7% | +10.6% |
| 3 Years | 25.9% | 11.2% | 12.7% | +14.7% |
| 5 Years | 26.5% | 10.4% | 12.4% | +16.1% |
| 7 Years | 22.8% | 10.6% | 12.6% | +12.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 24.1% | 19.2% | -32.6% | 91.2% | 0.76 | 2.68 | 89% | — | — |
| 3 Years | 25.5% | 25.9% | 14.9% | 36.9% | 4.16 | — | 100% | — | — |
| 5 Years | 26.1% | 25.4% | 20.9% | 34.8% | 6.05 | — | 100% | — | — |
-37.2%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-4.3%
Avg Drawdown
Calmar Ratio by Duration
0.65
1Y
0.69
3Y
0.70
5Y
0.54
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +11.79 | 0.99 | 104.8% | 88.5% | 12.1% | 0.2% |
| 3 Years | +13.91 | 1.07 | 112.9% | 96.4% | 22.6% | 8.5% |
| 5 Years | +12.47 | 0.94 | 99.4% | 84.7% | 21.3% | 9.0% |
| 7 Years | +10.03 | 0.89 | 94.8% | 84.6% | 21.9% | 12.5% |
| 10 Years | +6.51 | 0.89 | 93.8% | 84.1% | 14.9% | 8.6% |
| 12 Years | +5.19 | 0.89 | 93.8% | 84.1% | 12.2% | 7.1% |
| 15 Years | +3.92 | 0.89 | 93.8% | 84.1% | 9.7% | 5.7% |
95
Total Holdings
28.8%
Top 10 Weight
37
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 5.74% |
| 2 | Reliance Industries Ltd. | 4.14% |
| 3 | Hindustan Unilever Ltd. | 3.34% |
| 4 | Britannia Industries Ltd. | 2.47% |
| 5 | ICICI Bank Ltd. | 2.38% |
| 6 | Mahindra & Mahindra Ltd. | 2.27% |
| 7 | ABB India Ltd. | 2.26% |
| 8 | Usha Martin Ltd. | 2.12% |
| 9 | Multi Commodity Exchange Of India Ltd. | 2.06% |
| 10 | Larsen & Toubro Ltd. | 2.06% |