ICICI Prudential Retirement Fund Pure Equity
Direct · Growth ₹39.93
18 Aug 2026
NAV
25.4%
3Y CAGR
26.0%
5Y CAGR
23.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.94
Sharpe
-37.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.71%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.06 L | 25.0% | -58.4% | 95.9% |
| 3 Years | ₹36.00 L | ₹51.12 L | 25.8% | 10.8% | 38.6% |
| 5 Years | ₹60.00 L | ₹1.12 Cr | 26.4% | 16.9% | 34.7% |
| 7 Years | ₹84.00 L | ₹1.86 Cr | 22.8% | 20.2% | 24.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 25.0% | 14.4% | 11.7% | +10.7% |
| 3 Years | 25.8% | 11.1% | 12.6% | +14.7% |
| 5 Years | 26.4% | 10.4% | 12.4% | +16.0% |
| 7 Years | 22.8% | 10.6% | 12.6% | +12.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 24.0% | 19.0% | -32.6% | 91.2% | 0.76 | 2.68 | 89% | — | — |
| 3 Years | 25.4% | 25.8% | 14.9% | 36.9% | 4.16 | — | 100% | — | — |
| 5 Years | 26.0% | 25.4% | 20.7% | 34.8% | 5.94 | — | 100% | — | — |
-37.2%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-4.3%
Avg Drawdown
Calmar Ratio by Duration
0.65
1Y
0.68
3Y
0.70
5Y
0.55
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +14.18 | 0.98 | 104.3% | 85.4% | 11.4% | -2.9% |
| 3 Years | +14.74 | 1.07 | 113.9% | 96.6% | 22.6% | 7.8% |
| 5 Years | +13.10 | 0.94 | 99.8% | 84.4% | 20.9% | 7.8% |
| 7 Years | +10.50 | 0.89 | 94.9% | 84.3% | 21.7% | 11.8% |
| 10 Years | +6.73 | 0.89 | 93.8% | 83.9% | 14.8% | 8.3% |
| 12 Years | +5.37 | 0.89 | 93.8% | 83.9% | 12.2% | 6.9% |
| 15 Years | +4.07 | 0.89 | 93.8% | 83.9% | 9.7% | 5.5% |
92
Total Holdings
30.6%
Top 10 Weight
37
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 5.29% |
| 2 | Reliance Industries Ltd. | 4.36% |
| 3 | Hindustan Unilever Ltd. | 3.84% |
| 4 | Multi Commodity Exchange Of India Ltd. | 2.87% |
| 5 | Bharti Airtel Ltd. | 2.66% |
| 6 | ICICI Bank Ltd. | 2.50% |
| 7 | Britannia Industries Ltd. | 2.40% |
| 8 | Avenue Supermarts Ltd. | 2.33% |
| 9 | Mahindra & Mahindra Ltd. | 2.32% |
| 10 | United Spirits Ltd. | 2.03% |