ICICI Prudential Retirement Fund Hybrid Conservative
Direct · Growth ₹20.18
06 Jul 2026
NAV
10.1%
3Y CAGR
10.3%
5Y CAGR
10.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.52
Sharpe
-10.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.57 L | 10.2% | -11.7% | 23.2% |
| 3 Years | ₹36.00 L | ₹41.64 L | 10.0% | 4.5% | 14.9% |
| 5 Years | ₹60.00 L | ₹78.15 L | 10.8% | 9.0% | 12.4% |
| 7 Years | ₹84.00 L | ₹1.19 Cr | 10.0% | 9.3% | 10.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.2% | 14.5% | 11.7% | -4.2% |
| 3 Years | 10.0% | 11.2% | 12.7% | -1.1% |
| 5 Years | 10.8% | 10.4% | 12.4% | +0.3% |
| 7 Years | 10.0% | 10.6% | 12.6% | -0.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.2% | 9.8% | -1.7% | 25.3% | 0.70 | 2.20 | 100% | — | — |
| 3 Years | 10.1% | 9.8% | 7.1% | 13.4% | 2.40 | — | 100% | — | — |
| 5 Years | 10.3% | 10.4% | 8.9% | 12.2% | 5.52 | — | 100% | — | — |
-10.2%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-0.7%
Avg Drawdown
Calmar Ratio by Duration
1.00
1Y
0.99
3Y
1.01
5Y
0.96
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.20 | 0.30 | 34.8% | 24.8% | 7.3% | -1.6% |
| 3 Years | +4.04 | 0.30 | 35.4% | 24.3% | 10.8% | 7.3% |
| 5 Years | +2.17 | 0.24 | 29.4% | 21.0% | 9.3% | 8.9% |
| 7 Years | +2.16 | 0.22 | 26.6% | 19.3% | 9.8% | 11.9% |
| 10 Years | +0.36 | 0.22 | 26.4% | 18.9% | 7.3% | 8.4% |
| 12 Years | -0.57 | 0.22 | 26.4% | 18.9% | 6.0% | 7.0% |
| 15 Years | -1.49 | 0.22 | 26.4% | 18.9% | 4.8% | 5.5% |
25
Total Holdings
12.3%
Top 10 Weight
18
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Larsen & Toubro Ltd. | 1.57% |
| 2 | Mahindra & Mahindra Ltd. | 1.43% |
| 3 | Bajaj Auto Ltd. | 1.31% |
| 4 | Bharti Hexacom Ltd. | 1.25% |
| 5 | Tech Mahindra Ltd. | 1.22% |
| 6 | Kotak Mahindra Bank Ltd. | 1.19% |
| 7 | Titan Company Ltd. | 1.12% |
| 8 | Samvardhana Motherson International Ltd. | 1.09% |
| 9 | Jindal Steel Ltd. | 1.06% |
| 10 | Aavas Financiers Ltd. | 1.05% |