ICICI Prudential Retirement Fund Hybrid Conservative
Direct · Growth ₹19.96
18 Jun 2026
NAV
10.1%
3Y CAGR
10.3%
5Y CAGR
10.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.79
Sharpe
-10.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.58 L | 10.3% | -11.7% | 23.2% |
| 3 Years | ₹36.00 L | ₹41.84 L | 10.0% | 4.5% | 14.9% |
| 5 Years | ₹60.00 L | ₹78.19 L | 10.8% | 9.0% | 12.4% |
| 7 Years | ₹84.00 L | ₹1.18 Cr | 10.0% | 9.3% | 10.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.3% | 14.5% | 11.9% | -4.2% |
| 3 Years | 10.0% | 11.2% | 12.9% | -1.1% |
| 5 Years | 10.8% | 10.4% | 12.6% | +0.4% |
| 7 Years | 10.0% | 10.6% | 12.7% | -0.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.3% | 10.0% | -1.7% | 25.3% | 0.71 | 2.22 | 100% | — | — |
| 3 Years | 10.1% | 9.8% | 7.1% | 13.4% | 2.37 | — | 100% | — | — |
| 5 Years | 10.3% | 10.4% | 8.9% | 12.2% | 5.79 | — | 100% | — | — |
-10.2%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-0.7%
Avg Drawdown
Calmar Ratio by Duration
1.01
1Y
0.99
3Y
1.02
5Y
0.96
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.51 | 0.30 | 35.4% | 24.9% | 7.2% | -3.1% |
| 3 Years | +4.13 | 0.30 | 35.5% | 24.3% | 11.3% | 8.7% |
| 5 Years | +2.16 | 0.24 | 29.3% | 20.8% | 9.3% | 8.9% |
| 7 Years | +2.32 | 0.22 | 26.6% | 19.2% | 9.8% | 10.9% |
| 10 Years | +0.25 | 0.22 | 26.3% | 18.9% | 7.1% | 8.3% |
| 12 Years | -0.66 | 0.22 | 26.3% | 18.9% | 5.9% | 6.9% |
| 15 Years | -1.57 | 0.22 | 26.3% | 18.9% | 4.7% | 5.5% |
22
Total Holdings
14.0%
Top 10 Weight
17
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Ultratech Cement Ltd. | 1.99% |
| 2 | Bharti Hexacom Ltd. | 1.69% |
| 3 | JSW Steel Ltd. | 1.58% |
| 4 | Larsen & Toubro Ltd. | 1.56% |
| 5 | Mahindra & Mahindra Ltd. | 1.37% |
| 6 | Maruti Suzuki India Ltd. | 1.36% |
| 7 | Tech Mahindra Ltd. | 1.23% |
| 8 | Aavas Financiers Ltd. | 1.09% |
| 9 | Jindal Steel Ltd. | 1.09% |
| 10 | HDFC Bank Ltd. | 1.01% |