ICICI Prudential Retirement Fund Hybrid Conservative
Direct · Growth ₹20.40
18 Aug 2026
NAV
10.1%
3Y CAGR
10.3%
5Y CAGR
10.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.44
Sharpe
-10.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.88%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.57 L | 10.2% | -11.7% | 23.2% |
| 3 Years | ₹36.00 L | ₹41.60 L | 10.0% | 4.5% | 14.9% |
| 5 Years | ₹60.00 L | ₹78.13 L | 10.8% | 9.0% | 12.4% |
| 7 Years | ₹84.00 L | ₹1.19 Cr | 10.0% | 9.3% | 10.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.2% | 14.4% | 11.7% | -4.1% |
| 3 Years | 10.0% | 11.1% | 12.6% | -1.1% |
| 5 Years | 10.8% | 10.4% | 12.4% | +0.4% |
| 7 Years | 10.0% | 10.6% | 12.6% | -0.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.2% | 9.8% | -1.7% | 25.3% | 0.70 | 2.20 | 100% | — | — |
| 3 Years | 10.1% | 9.8% | 7.1% | 13.4% | 2.42 | — | 100% | — | — |
| 5 Years | 10.3% | 10.4% | 8.9% | 12.2% | 5.44 | — | 100% | — | — |
-10.2%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-0.7%
Avg Drawdown
Calmar Ratio by Duration
1.00
1Y
0.99
3Y
1.01
5Y
0.96
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.10 | 0.29 | 34.7% | 23.4% | 7.9% | -2.9% |
| 3 Years | +4.14 | 0.30 | 35.5% | 24.3% | 11.0% | 7.8% |
| 5 Years | +2.42 | 0.24 | 29.6% | 20.8% | 9.2% | 7.8% |
| 7 Years | +2.34 | 0.22 | 26.7% | 19.3% | 10.0% | 11.8% |
| 10 Years | +0.49 | 0.22 | 26.4% | 18.8% | 7.4% | 8.3% |
| 12 Years | -0.47 | 0.22 | 26.4% | 18.8% | 6.1% | 6.9% |
| 15 Years | -1.42 | 0.22 | 26.4% | 18.8% | 4.9% | 5.5% |
21
Total Holdings
12.9%
Top 10 Weight
16
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Mahindra & Mahindra Ltd. | 1.66% |
| 2 | Samvardhana Motherson International Ltd. | 1.60% |
| 3 | Kotak Mahindra Bank Ltd. | 1.56% |
| 4 | Hindustan Aeronautics Ltd. | 1.40% |
| 5 | Tech Mahindra Ltd. | 1.28% |
| 6 | Titan Company Ltd. | 1.26% |
| 7 | HDFC Bank Ltd. | 1.14% |
| 8 | Interglobe Aviation Ltd. | 1.03% |
| 9 | Aavas Financiers Ltd. | 1.00% |
| 10 | Apollo Hospitals Enterprise Ltd. | 0.99% |