ICICI Prudential Retirement Fund Hybrid Aggressive
Direct · Growth ₹32.01
18 Aug 2026
NAV
19.7%
3Y CAGR
20.2%
5Y CAGR
18.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.72
Sharpe
-28.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.81%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.84 L | 19.6% | -45.5% | 70.6% |
| 3 Years | ₹36.00 L | ₹46.96 L | 19.9% | 9.2% | 33.1% |
| 5 Years | ₹60.00 L | ₹98.80 L | 21.1% | 14.2% | 27.4% |
| 7 Years | ₹84.00 L | ₹1.60 Cr | 18.3% | 16.0% | 19.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.6% | 14.4% | 11.7% | +5.2% |
| 3 Years | 19.9% | 11.1% | 12.6% | +8.7% |
| 5 Years | 21.1% | 10.4% | 12.4% | +10.7% |
| 7 Years | 18.3% | 10.6% | 12.6% | +7.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.9% | 14.5% | -23.2% | 68.0% | 0.70 | 2.62 | 92% | — | — |
| 3 Years | 19.7% | 20.8% | 10.2% | 25.8% | 3.76 | — | 100% | — | — |
| 5 Years | 20.2% | 19.9% | 15.8% | 26.3% | 5.72 | — | 100% | — | — |
-28.7%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-3.3%
Avg Drawdown
Calmar Ratio by Duration
0.66
1Y
0.69
3Y
0.70
5Y
0.58
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +13.23 | 0.84 | 91.1% | 72.3% | 11.8% | -2.9% |
| 3 Years | +12.46 | 0.91 | 97.9% | 82.0% | 20.1% | 7.8% |
| 5 Years | +8.90 | 0.78 | 84.0% | 72.3% | 16.4% | 7.8% |
| 7 Years | +7.53 | 0.71 | 78.7% | 70.0% | 17.8% | 11.8% |
| 10 Years | +4.54 | 0.71 | 77.6% | 69.4% | 12.3% | 8.3% |
| 12 Years | +3.39 | 0.71 | 77.6% | 69.4% | 10.2% | 6.9% |
| 15 Years | +2.29 | 0.71 | 77.6% | 69.4% | 8.1% | 5.5% |
68
Total Holdings
20.2%
Top 10 Weight
27
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Mahindra & Mahindra Ltd. | 2.52% |
| 2 | Titan Company Ltd. | 2.46% |
| 3 | HDFC Bank Ltd. | 2.41% |
| 4 | Samvardhana Motherson International Ltd. | 2.08% |
| 5 | Reliance Industries Ltd. | 1.98% |
| 6 | Tech Mahindra Ltd. | 1.88% |
| 7 | Kirloskar Oil Engines Ltd. | 1.86% |
| 8 | Kotak Mahindra Bank Ltd. | 1.77% |
| 9 | Bajaj Finance Ltd. | 1.65% |
| 10 | UPL Ltd. | 1.62% |