HDFC Income Fund
Direct · Growth ₹67.83
18 Aug 2026
NAV
7.2%
3Y CAGR
6.8%
5Y CAGR
7.1%
10Y CAGR
7.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.46
Sharpe
-10.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.80%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.40 L | 7.4% | -3.4% | 28.4% |
| 3 Years | ₹36.00 L | ₹39.76 L | 7.1% | 2.4% | 16.3% |
| 5 Years | ₹60.00 L | ₹70.53 L | 6.5% | 4.5% | 8.9% |
| 7 Years | ₹84.00 L | ₹1.06 Cr | 6.6% | 5.1% | 8.4% |
| 10 Years | ₹1.20 Cr | ₹1.66 Cr | 6.5% | 5.9% | 7.2% |
| 12 Years | ₹1.44 Cr | ₹2.19 Cr | 6.8% | 6.2% | 7.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.4% | 7.5% |
| 3 Years | 7.1% | 7.5% |
| 5 Years | 6.5% | 7.1% |
| 7 Years | 6.6% | 7.0% |
| 10 Years | 6.5% | 7.0% |
| 12 Years | 6.8% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.3% | 7.3% | -1.8% | 19.7% | 0.19 | 0.32 | 96% | — | — |
| 3 Years | 7.2% | 6.8% | 3.5% | 14.6% | 0.32 | 0.83 | 100% | — | — |
| 5 Years | 6.8% | 6.6% | 4.5% | 9.1% | 0.28 | 0.54 | 100% | — | — |
| 10 Years | 7.1% | 7.0% | 6.0% | 7.8% | 1.46 | 9.46 | 100% | — | — |
-10.6%
Max Drawdown
3 mo
Drawdown Duration
9 mo
Recovery Time
-0.9%
Avg Drawdown
Calmar Ratio by Duration
0.69
1Y
0.68
3Y
0.64
5Y
0.65
7Y
0.66
10Y
0.70
12Y