HDFC Equity Savings Fund
Direct · Growth ₹76.93
18 Aug 2026
NAV
10.7%
3Y CAGR
10.5%
5Y CAGR
10.7%
10Y CAGR
10.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
11.92
Sharpe
-17.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.95%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.50 L | 10.9% | -27.4% | 40.3% |
| 3 Years | ₹36.00 L | ₹42.30 L | 10.6% | -6.4% | 18.0% |
| 5 Years | ₹60.00 L | ₹78.06 L | 10.5% | 1.0% | 14.9% |
| 7 Years | ₹84.00 L | ₹1.22 Cr | 10.4% | 3.8% | 13.0% |
| 10 Years | ₹1.20 Cr | ₹2.08 Cr | 10.7% | 9.4% | 12.1% |
| 12 Years | ₹1.44 Cr | ₹2.80 Cr | 10.5% | 9.6% | 11.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 10.9% | 9.0% |
| 3 Years | 10.6% | 9.5% |
| 5 Years | 10.5% | 9.6% |
| 7 Years | 10.4% | 9.6% |
| 10 Years | 10.7% | 9.4% |
| 12 Years | 10.5% | 9.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.8% | 8.5% | -13.0% | 37.0% | 0.54 | 1.51 | 96% | — | — |
| 3 Years | 10.7% | 11.4% | 0.6% | 17.6% | 1.53 | 4.86 | 100% | — | — |
| 5 Years | 10.5% | 10.8% | 5.3% | 15.9% | 2.27 | 73.22 | 100% | — | — |
| 10 Years | 10.7% | 10.7% | 9.8% | 11.8% | 11.92 | — | 100% | — | — |
-17.0%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-1.2%
Avg Drawdown
Calmar Ratio by Duration
0.64
1Y
0.63
3Y
0.62
5Y
0.60
7Y
0.63
10Y
0.62
12Y
68
Total Holdings
34.9%
Top 10 Weight
32
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd.£ | 6.69% |
| 2 | Reliance Industries Ltd. | 5.41% |
| 3 | NTPC Limited | 3.59% |
| 4 | Titan Company Ltd. | 3.42% |
| 5 | Larsen and Toubro Ltd. | 3.07% |
| 6 | ICICI Bank Ltd. | 3.04% |
| 7 | Sun Pharmaceutical Industries Ltd. | 3.02% |
| 8 | Mahindra & Mahindra Ltd. | 2.33% |
| 9 | Maruti Suzuki India Limited | 2.23% |
| 10 | Bajaj Finance Ltd. | 2.12% |