HDFC ELSS Tax Saver
Direct · Growth ₹1509.84
31 Jul 2026
NAV
15.3%
3Y CAGR
14.4%
5Y CAGR
14.9%
10Y CAGR
14.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.07
Sharpe
-44.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.81 L | 19.0% | -63.9% | 110.3% |
| 3 Years | ₹36.00 L | ₹45.36 L | 15.2% | -28.5% | 37.1% |
| 5 Years | ₹60.00 L | ₹86.51 L | 14.8% | -13.3% | 32.1% |
| 7 Years | ₹84.00 L | ₹1.39 Cr | 14.6% | -5.1% | 24.6% |
| 10 Years | ₹1.20 Cr | ₹2.85 Cr | 16.1% | 12.1% | 19.7% |
| 12 Years | ₹1.44 Cr | ₹4.06 Cr | 15.9% | 13.3% | 17.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.0% | 14.5% | 16.9% | +4.5% |
| 3 Years | 15.2% | 11.2% | 14.9% | +4.0% |
| 5 Years | 14.8% | 10.4% | 16.2% | +4.4% |
| 7 Years | 14.6% | 10.6% | 15.7% | +4.0% |
| 10 Years | 16.1% | 11.5% | 16.1% | +4.6% |
| 12 Years | 15.9% | 11.4% | 15.6% | +4.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.1% | 12.7% | -39.0% | 86.9% | 0.51 | 1.45 | 80% | — | — |
| 3 Years | 15.3% | 15.8% | -11.0% | 36.3% | 1.00 | 2.95 | 92% | — | — |
| 5 Years | 14.4% | 13.6% | -3.9% | 33.4% | 1.13 | 5.80 | 99% | — | — |
| 10 Years | 14.9% | 14.8% | 11.9% | 17.4% | 7.07 | — | 100% | — | — |
-44.1%
Max Drawdown
26 mo
Drawdown Duration
10 mo
Recovery Time
-6.4%
Avg Drawdown
Calmar Ratio by Duration
0.41
1Y
0.35
3Y
0.33
5Y
0.30
7Y
0.34
10Y
0.36
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.89 | 0.94 | 92.3% | 90.5% | -0.2% | -1.6% |
| 3 Years | +7.83 | 0.90 | 94.0% | 83.5% | 15.0% | 7.3% |
| 5 Years | +7.72 | 0.88 | 92.2% | 82.5% | 16.4% | 8.9% |
| 7 Years | +5.35 | 0.90 | 92.7% | 86.9% | 16.7% | 11.9% |
| 10 Years | +3.35 | 0.92 | 95.0% | 91.1% | 13.9% | 10.9% |
| 12 Years | +3.03 | 0.94 | 96.4% | 92.8% | 12.9% | 10.1% |
| 15 Years | +3.20 | 0.93 | 97.0% | 93.0% | 12.8% | 9.8% |
55
Total Holdings
51.6%
Top 10 Weight
26
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 8.99% |
| 2 | HDFC Bank Ltd.£ | 8.04% |
| 3 | Axis Bank Ltd. | 7.42% |
| 4 | Maruti Suzuki India Limited | 4.70% |
| 5 | Bharti Airtel Ltd. | 4.51% |
| 6 | State Bank of India | 4.39% |
| 7 | Kotak Mahindra Bank Limited | 4.38% |
| 8 | SBI Life Insurance Company Ltd. | 3.57% |
| 9 | Reliance Industries Ltd. | 2.86% |
| 10 | HCL Technologies Ltd. | 2.75% |