Franklin India ELSS Tax Saver Fund
Direct · Growth ₹1495.43
23 Oct 2026
NAV
16.0%
3Y CAGR
15.1%
5Y CAGR
15.3%
10Y CAGR
15.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.30
Sharpe
-39.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.10%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.68 L | 18.8% | -61.5% | 108.8% |
| 3 Years | ₹36.00 L | ₹45.34 L | 15.4% | -25.0% | 36.0% |
| 5 Years | ₹60.00 L | ₹88.33 L | 15.0% | -11.5% | 30.8% |
| 7 Years | ₹84.00 L | ₹1.43 Cr | 15.1% | -2.6% | 24.4% |
| 10 Years | ₹1.20 Cr | ₹2.77 Cr | 15.9% | 12.3% | 19.7% |
| 12 Years | ₹1.44 Cr | ₹3.93 Cr | 15.4% | 12.2% | 18.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 18.8% | 14.3% | 9.8% | +4.5% |
| 3 Years | 15.4% | 11.0% | 15.5% | +4.3% |
| 5 Years | 15.0% | 10.4% | 16.8% | +4.6% |
| 7 Years | 15.1% | 10.6% | 15.4% | +4.5% |
| 10 Years | 15.9% | 11.4% | 15.8% | +4.5% |
| 12 Years | 15.4% | 11.3% | 15.2% | +4.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.0% | 11.4% | -35.9% | 98.8% | 0.52 | 1.72 | 82% | — | — |
| 3 Years | 16.0% | 17.1% | -8.6% | 35.1% | 1.22 | 4.19 | 95% | — | — |
| 5 Years | 15.1% | 14.3% | -2.4% | 32.1% | 1.41 | 7.72 | 99% | — | — |
| 10 Years | 15.3% | 15.0% | 11.9% | 18.6% | 5.30 | — | 100% | — | — |
-39.0%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-4.8%
Avg Drawdown
Calmar Ratio by Duration
0.46
1Y
0.41
3Y
0.39
5Y
0.36
7Y
0.39
10Y
0.41
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.06 | 0.97 | 96.2% | 94.6% | -11.1% | -12.7% |
| 3 Years | +3.77 | 0.97 | 97.4% | 92.6% | 9.2% | 5.4% |
| 5 Years | +4.41 | 0.96 | 96.7% | 90.9% | 9.0% | 4.5% |
| 7 Years | +4.27 | 0.94 | 95.8% | 91.1% | 14.0% | 10.0% |
| 10 Years | +2.08 | 0.93 | 94.0% | 91.1% | 11.8% | 10.0% |
| 12 Years | +3.40 | 0.92 | 93.4% | 89.0% | 12.3% | 9.1% |
| 15 Years | +3.89 | 0.90 | 92.2% | 87.0% | 12.9% | 9.3% |
49
Total Holdings
44.5%
Top 10 Weight
29
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd | 7.47% |
| 2 | HDFC Bank Ltd | 5.78% |
| 3 | Axis Bank Ltd | 5.20% |
| 4 | State Bank of India | 4.66% |
| 5 | Larsen & Toubro Ltd | 4.62% |
| 6 | Eternal Ltd | 4.11% |
| 7 | Bharti Airtel Ltd | 3.28% |
| 8 | Infosys Ltd | 3.25% |
| 9 | Kotak Mahindra Bank Ltd | 3.12% |
| 10 | Mahindra & Mahindra Ltd | 3.04% |