DSP Savings Fund
Direct · Growth ₹58.15
31 Jul 2026
NAV
6.7%
3Y CAGR
6.5%
5Y CAGR
6.6%
10Y CAGR
6.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.79
Sharpe
-1.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.39 L | 6.9% | 2.2% | 11.3% |
| 3 Years | ₹36.00 L | ₹39.75 L | 6.6% | 3.8% | 8.4% |
| 5 Years | ₹60.00 L | ₹70.73 L | 6.4% | 5.0% | 7.5% |
| 7 Years | ₹84.00 L | ₹1.04 Cr | 6.3% | 5.5% | 7.5% |
| 10 Years | ₹1.20 Cr | ₹1.65 Cr | 6.3% | 6.1% | 6.5% |
| 12 Years | ₹1.44 Cr | ₹2.15 Cr | 6.5% | 6.4% | 6.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 6.9% | 161.8% |
| 3 Years | 6.6% | 14.6% |
| 5 Years | 6.4% | 9.7% |
| 7 Years | 6.3% | 9.0% |
| 10 Years | 6.3% | 9.5% |
| 12 Years | 6.5% | 10.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.9% | 7.3% | 3.0% | 11.4% | 0.26 | 0.40 | 100% | — | — |
| 3 Years | 6.7% | 6.9% | 4.6% | 8.9% | 0.16 | 0.23 | 100% | — | — |
| 5 Years | 6.5% | 6.2% | 5.7% | 8.0% | 0.04 | 0.07 | 100% | — | — |
| 10 Years | 6.6% | 6.6% | 6.4% | 7.0% | 0.79 | 5.39 | 100% | — | — |
-1.7%
Max Drawdown
0 mo
Drawdown Duration
0 mo
Recovery Time
-0.0%
Avg Drawdown
Calmar Ratio by Duration
4.12
1Y
3.96
3Y
3.88
5Y
3.90
7Y
3.93
10Y
4.06
12Y