DSP Regular Savings Fund
Direct · Growth ₹69.30
18 Aug 2026
NAV
8.6%
3Y CAGR
8.1%
5Y CAGR
8.4%
10Y CAGR
8.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.27
Sharpe
-12.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.50%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.49 L | 9.1% | -14.9% | 24.5% |
| 3 Years | ₹36.00 L | ₹41.00 L | 8.5% | -3.2% | 13.9% |
| 5 Years | ₹60.00 L | ₹73.45 L | 8.0% | 1.1% | 11.7% |
| 7 Years | ₹84.00 L | ₹1.11 Cr | 8.1% | 3.6% | 10.3% |
| 10 Years | ₹1.20 Cr | ₹1.83 Cr | 8.3% | 7.2% | 9.3% |
| 12 Years | ₹1.44 Cr | ₹2.46 Cr | 8.6% | 7.8% | 9.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 9.1% | 9.6% |
| 3 Years | 8.5% | 9.2% |
| 5 Years | 8.0% | 8.7% |
| 7 Years | 8.1% | 8.7% |
| 10 Years | 8.3% | 8.8% |
| 12 Years | 8.6% | 8.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.0% | 9.1% | -5.1% | 25.1% | 0.43 | 0.86 | 93% | — | — |
| 3 Years | 8.6% | 9.0% | 0.7% | 13.8% | 0.84 | 2.04 | 100% | — | — |
| 5 Years | 8.1% | 8.1% | 3.9% | 12.6% | 0.98 | 5.03 | 100% | — | — |
| 10 Years | 8.4% | 8.4% | 7.6% | 9.0% | 6.27 | — | 100% | — | — |
-12.0%
Max Drawdown
1 mo
Drawdown Duration
4 mo
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.75
1Y
0.71
3Y
0.68
5Y
0.67
7Y
0.70
10Y
0.74
12Y
31
Total Holdings
12.2%
Top 10 Weight
15
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 2.79% |
| 2 | ICICI Bank Limited | 1.51% |
| 3 | ITC Limited | 1.22% |
| 4 | Canara HSBC Life Insurance Company Limited | 1.19% |
| 5 | Mahindra & Mahindra Limited | 1.08% |
| 6 | Kotak Mahindra Bank Limited | 1.04% |
| 7 | Cipla Limited | 0.91% |
| 8 | Axis Bank Limited | 0.89% |
| 9 | Infosys Limited | 0.81% |
| 10 | HDFC Life Insurance Company Limited | 0.79% |