DSP ELSS Tax Saver Fund
Direct · Growth ₹158.30
05 Aug 2026
NAV
18.1%
3Y CAGR
17.4%
5Y CAGR
17.7%
10Y CAGR
17.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
9.10
Sharpe
-37.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.85 L | 21.0% | -56.3% | 97.0% |
| 3 Years | ₹36.00 L | ₹46.71 L | 17.8% | -19.7% | 38.1% |
| 5 Years | ₹60.00 L | ₹92.90 L | 17.3% | -6.3% | 30.8% |
| 7 Years | ₹84.00 L | ₹1.54 Cr | 17.5% | 1.6% | 25.6% |
| 10 Years | ₹1.20 Cr | ₹3.08 Cr | 17.9% | 14.8% | 21.6% |
| 12 Years | ₹1.44 Cr | ₹4.51 Cr | 17.7% | 14.9% | 20.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 21.0% | 14.5% | 17.1% | +6.6% |
| 3 Years | 17.8% | 11.2% | 15.2% | +6.7% |
| 5 Years | 17.3% | 10.4% | 16.3% | +6.9% |
| 7 Years | 17.5% | 10.6% | 15.7% | +6.9% |
| 10 Years | 17.9% | 11.5% | 16.1% | +6.5% |
| 12 Years | 17.7% | 11.4% | 15.6% | +6.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 20.2% | 15.8% | -29.1% | 97.9% | 0.64 | 2.61 | 87% | — | — |
| 3 Years | 18.1% | 19.0% | -5.0% | 34.9% | 1.77 | 9.13 | 98% | — | — |
| 5 Years | 17.4% | 17.7% | 1.8% | 32.5% | 2.14 | 37.79 | 100% | — | — |
| 10 Years | 17.7% | 17.5% | 14.8% | 20.4% | 9.10 | — | 100% | — | — |
-37.2%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-4.6%
Avg Drawdown
Calmar Ratio by Duration
0.54
1Y
0.49
3Y
0.47
5Y
0.45
7Y
0.48
10Y
0.50
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.13 | 1.01 | 99.1% | 93.9% | 3.6% | -0.4% |
| 3 Years | +7.79 | 1.00 | 101.3% | 91.5% | 15.8% | 8.0% |
| 5 Years | +4.93 | 0.96 | 95.6% | 89.3% | 13.5% | 8.7% |
| 7 Years | +6.67 | 0.92 | 95.3% | 88.3% | 18.6% | 12.4% |
| 10 Years | +4.73 | 0.94 | 96.7% | 91.3% | 15.6% | 11.2% |
| 12 Years | +5.92 | 0.94 | 96.6% | 89.8% | 15.9% | 10.2% |
| 15 Years | +5.45 | 0.93 | 96.0% | 89.1% | 15.1% | 9.9% |
61
Total Holdings
44.9%
Top 10 Weight
26
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 8.64% |
| 2 | HDFC Bank Limited | 7.92% |
| 3 | Axis Bank Limited | 6.34% |
| 4 | State Bank of India | 4.51% |
| 5 | Infosys Limited | 4.12% |
| 6 | Bharti Airtel Limited | 3.54% |
| 7 | Kotak Mahindra Bank Limited | 2.66% |
| 8 | Mahindra & Mahindra Limited | 2.52% |
| 9 | Tata Consultancy Services Limited | 2.32% |
| 10 | Samvardhana Motherson International Limited | 2.28% |