DSP Dynamic Asset Allocation Fund
Direct · Growth ₹33.18
03 Nov 2026
NAV
10.3%
3Y CAGR
10.0%
5Y CAGR
10.3%
10Y CAGR
10.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
9.79
Sharpe
-19.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.66%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.50 L | 10.1% | -26.1% | 33.4% |
| 3 Years | ₹36.00 L | ₹41.39 L | 10.3% | -4.5% | 18.2% |
| 5 Years | ₹60.00 L | ₹77.09 L | 10.3% | 1.0% | 14.9% |
| 7 Years | ₹84.00 L | ₹1.22 Cr | 10.6% | 7.4% | 13.4% |
| 10 Years | ₹1.20 Cr | ₹2.10 Cr | 10.8% | 9.3% | 12.0% |
| 12 Years | ₹1.44 Cr | ₹2.72 Cr | 10.1% | 9.3% | 10.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.1% | 14.3% | 7.3% | -4.2% |
| 3 Years | 10.3% | 11.0% | 11.3% | -0.7% |
| 5 Years | 10.3% | 10.4% | 11.1% | -0.1% |
| 7 Years | 10.6% | 10.6% | 11.5% | +0.1% |
| 10 Years | 10.8% | 11.4% | 11.6% | -0.6% |
| 12 Years | 10.1% | 11.3% | 11.6% | -1.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.1% | 9.4% | -9.1% | 40.0% | 0.55 | 1.58 | 97% | — | — |
| 3 Years | 10.3% | 10.3% | 1.5% | 15.4% | 1.77 | 9.41 | 100% | — | — |
| 5 Years | 10.0% | 9.9% | 4.3% | 16.0% | 2.07 | 27.91 | 100% | — | — |
| 10 Years | 10.3% | 10.3% | 9.0% | 11.2% | 9.79 | — | 100% | — | — |
-19.3%
Max Drawdown
1 mo
Drawdown Duration
5 mo
Recovery Time
-1.1%
Avg Drawdown
Calmar Ratio by Duration
0.52
1Y
0.53
3Y
0.52
5Y
0.52
7Y
0.53
10Y
0.51
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.69 | 0.45 | 46.6% | 40.0% | 1.2% | -9.0% |
| 3 Years | +3.92 | 0.40 | 42.4% | 32.4% | 10.6% | 7.0% |
| 5 Years | +2.34 | 0.38 | 40.6% | 33.0% | 8.5% | 5.5% |
| 7 Years | +1.76 | 0.43 | 41.3% | 35.2% | 9.8% | 10.1% |
| 10 Years | +1.16 | 0.41 | 39.0% | 33.1% | 9.4% | 10.7% |
| 12 Years | +1.94 | 0.39 | 38.2% | 31.4% | 9.4% | 9.0% |
| 15 Years | +0.62 | 0.38 | 37.0% | 30.5% | 8.2% | 9.4% |
46
Total Holdings
30.2%
Top 10 Weight
22
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 5.72% |
| 2 | ICICI Bank Limited | 5.72% |
| 3 | Axis Bank Limited | 3.93% |
| 4 | State Bank of India | 2.92% |
| 5 | Kotak Mahindra Bank Limited | 2.86% |
| 6 | Bajaj Finserv Limited | 2.01% |
| 7 | Bandhan Bank Limited | 1.87% |
| 8 | Titan Co Limited | 1.85% |
| 9 | Bharti Airtel Limited | 1.76% |
| 10 | SBI Life Insurance Co Limited | 1.55% |