Bank of India Multi Cap Fund
Direct · Growth ₹20.71
21 Jul 2026
NAV
21.6%
3Y CAGR
21.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
16.00
Sharpe
-20.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.78 L | 20.2% | -26.1% | 64.4% |
| 3 Years | ₹36.00 L | ₹43.58 L | 12.9% | 6.9% | 16.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 20.2% | 14.5% | 14.7% | +5.7% |
| 3 Years | 12.9% | 11.2% | 16.1% | +1.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 21.2% | 11.9% | -5.1% | 56.5% | 0.73 | 4.92 | 91% | — | — |
| 3 Years | 21.6% | 21.5% | 19.6% | 23.8% | 16.00 | — | 100% | — | — |
-20.3%
Max Drawdown
5 mo
Drawdown Duration
8 mo
Recovery Time
-3.2%
Avg Drawdown
Calmar Ratio by Duration
1.04
1Y
1.06
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +14.80 | 0.93 | 103.7% | 84.5% | 12.1% | -3.4% |
| 3 Years | +13.96 | 1.02 | 108.7% | 91.9% | 20.6% | 6.7% |
| 5 Years | +9.14 | 0.99 | 105.0% | 87.2% | 15.6% | 6.4% |
| 7 Years | +6.31 | 0.99 | 105.0% | 87.2% | 10.9% | 4.5% |
| 10 Years | +4.31 | 0.99 | 105.0% | 87.2% | 7.5% | 3.2% |
| 12 Years | +3.54 | 0.99 | 105.0% | 87.2% | 6.2% | 2.6% |
| 15 Years | +2.80 | 0.99 | 105.0% | 87.2% | 4.9% | 2.1% |
56
Total Holdings
34.2%
Top 10 Weight
31
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 4.94% |
| 2 | Reliance Industries Limited | 4.74% |
| 3 | Larsen & Toubro Limited | 3.60% |
| 4 | Aurobindo Pharma Limited | 3.52% |
| 5 | Kotak Mahindra Bank Limited | 3.30% |
| 6 | Lloyds Metals And Energy Limited | 3.19% |
| 7 | FSN E-Commerce Ventures Limited | 2.81% |
| 8 | Stylam Industries Limited | 2.75% |
| 9 | Hero MotoCorp Limited | 2.75% |
| 10 | Dr. Reddy's Laboratories Limited | 2.61% |