Bank of India Mid and Small Cap Equity and Debt Fund
Direct · Growth ₹46.26
06 Jul 2026
NAV
17.8%
3Y CAGR
19.5%
5Y CAGR
16.3%
10Y CAGR
17.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
93.71
Sharpe
-36.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.72 L | 19.5% | -37.7% | 88.8% |
| 3 Years | ₹36.00 L | ₹47.45 L | 18.4% | -17.4% | 44.3% |
| 5 Years | ₹60.00 L | ₹98.73 L | 21.6% | 11.8% | 32.1% |
| 7 Years | ₹84.00 L | ₹1.74 Cr | 21.0% | 15.3% | 25.8% |
| 10 Years | ₹1.20 Cr | ₹3.03 Cr | 17.8% | 17.1% | 18.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 19.5% | 15.1% |
| 3 Years | 18.4% | 14.4% |
| 5 Years | 21.6% | 14.3% |
| 7 Years | 21.0% | 14.1% |
| 10 Years | 17.8% | 14.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.7% | 14.7% | -24.7% | 86.8% | 0.50 | 1.47 | 74% | — | — |
| 3 Years | 17.8% | 20.5% | -3.7% | 34.0% | 1.22 | 5.26 | 95% | — | — |
| 5 Years | 19.5% | 19.3% | 9.6% | 31.2% | 2.20 | — | 100% | — | — |
| 10 Years | 16.3% | 16.3% | 16.3% | 16.5% | 93.71 | — | 100% | — | — |
-36.6%
Max Drawdown
27 mo
Drawdown Duration
8 mo
Recovery Time
-7.5%
Avg Drawdown
Calmar Ratio by Duration
0.51
1Y
0.49
3Y
0.53
5Y
0.48
7Y
0.45
10Y
60
Total Holdings
23.5%
Top 10 Weight
31
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Abbott India Limited | 3.03% |
| 2 | UNO Minda Limited | 2.66% |
| 3 | Indian Bank | 2.51% |
| 4 | Glenmark Pharmaceuticals Limited | 2.49% |
| 5 | Aurobindo Pharma Limited | 2.44% |
| 6 | Lloyds Metals And Energy Limited | 2.20% |
| 7 | Bharat Dynamics Limited | 2.07% |
| 8 | Eris Lifesciences Limited | 2.05% |
| 9 | JK Cement Limited | 2.02% |
| 10 | Jindal Stainless Limited | 1.99% |