Axis Retirement Fund Dynamic Plan
Direct · Growth ₹20.90
19 Oct 2026
NAV
14.2%
3Y CAGR
13.5%
5Y CAGR
13.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.19
Sharpe
-17.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.18%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.55 L | 15.4% | -21.1% | 53.4% |
| 3 Years | ₹36.00 L | ₹43.43 L | 13.3% | 1.6% | 28.7% |
| 5 Years | ₹60.00 L | ₹83.42 L | 13.1% | 6.6% | 19.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 15.4% | 14.3% | 6.8% | +1.1% |
| 3 Years | 13.3% | 11.0% | 12.9% | +2.2% |
| 5 Years | 13.1% | 10.4% | 13.4% | +2.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 14.9% | 10.5% | -9.8% | 52.2% | 0.54 | 1.78 | 79% | — | — |
| 3 Years | 14.2% | 14.2% | 8.7% | 19.9% | 3.79 | — | 100% | — | — |
| 5 Years | 13.5% | 13.7% | 6.7% | 18.6% | 2.19 | — | 100% | — | — |
-17.1%
Max Drawdown
7 mo
Drawdown Duration
13 mo
Recovery Time
-4.6%
Avg Drawdown
Calmar Ratio by Duration
0.87
1Y
0.83
3Y
0.79
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.60 | 0.86 | 87.1% | 81.5% | -3.7% | -9.5% |
| 3 Years | +5.23 | 0.82 | 86.8% | 79.0% | 10.9% | 5.5% |
| 5 Years | +1.76 | 0.69 | 72.3% | 68.0% | 7.0% | 4.6% |
| 7 Years | +3.14 | 0.53 | 63.8% | 58.3% | 11.2% | 9.5% |
| 10 Years | +1.20 | 0.53 | 63.8% | 58.3% | 7.7% | 6.6% |
| 12 Years | +0.46 | 0.53 | 63.8% | 58.3% | 6.4% | 5.4% |
| 15 Years | -0.27 | 0.53 | 63.8% | 58.3% | 5.1% | 4.3% |
90
Total Holdings
34.7%
Top 10 Weight
34
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 5.70% |
| 2 | Reliance Industries Limited | 5.51% |
| 3 | HDFC Bank Limited | 5.10% |
| 4 | Infosys Limited | 3.31% |
| 5 | Bharti Airtel Limited | 2.86% |
| 6 | State Bank of India | 2.82% |
| 7 | Larsen & Toubro Limited | 2.75% |
| 8 | Pidilite Industries Limited | 2.39% |
| 9 | Vijaya Diagnostic Centre Limited | 2.16% |
| 10 | Mahindra & Mahindra Limited | 2.12% |