Axis Retirement Fund Conservative Plan
Direct · Growth ₹17.77
18 Aug 2026
NAV
9.7%
3Y CAGR
9.6%
5Y CAGR
9.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.88
Sharpe
-12.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.25%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.47 L | 10.1% | -11.0% | 31.5% |
| 3 Years | ₹36.00 L | ₹41.29 L | 9.2% | 3.5% | 16.4% |
| 5 Years | ₹60.00 L | ₹75.40 L | 9.2% | 6.0% | 11.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.1% | 14.4% | 11.7% | -4.4% |
| 3 Years | 9.2% | 11.1% | 12.6% | -1.9% |
| 5 Years | 9.2% | 10.4% | 12.4% | -1.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.1% | 9.3% | -4.0% | 29.8% | 0.44 | 1.03 | 87% | — | — |
| 3 Years | 9.7% | 9.7% | 7.3% | 12.3% | 2.88 | — | 100% | — | — |
| 5 Years | 9.6% | 9.8% | 6.8% | 12.9% | 1.88 | — | 100% | — | — |
-12.7%
Max Drawdown
1 mo
Drawdown Duration
4 mo
Recovery Time
-1.8%
Avg Drawdown
Calmar Ratio by Duration
0.79
1Y
0.76
3Y
0.75
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.21 | 0.40 | 42.5% | 38.0% | 3.0% | -2.9% |
| 3 Years | +1.95 | 0.37 | 42.7% | 35.2% | 8.9% | 7.8% |
| 5 Years | +0.10 | 0.35 | 38.6% | 33.5% | 7.1% | 7.8% |
| 7 Years | +0.95 | 0.29 | 35.0% | 29.4% | 8.5% | 10.2% |
| 10 Years | -0.75 | 0.29 | 35.0% | 29.4% | 5.9% | 7.0% |
| 12 Years | -1.41 | 0.29 | 35.0% | 29.4% | 4.9% | 5.8% |
| 15 Years | -2.06 | 0.29 | 35.0% | 29.4% | 3.9% | 4.6% |
30
Total Holdings
22.7%
Top 10 Weight
15
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Reliance Industries Limited | 4.71% |
| 2 | State Bank of India | 2.57% |
| 3 | Apollo Hospitals Enterprise Limited | 2.47% |
| 4 | Infosys Limited | 2.34% |
| 5 | Bharti Airtel Limited | 2.25% |
| 6 | HDFC Bank Limited | 1.93% |
| 7 | ICICI Bank Limited | 1.81% |
| 8 | Life Insurance Corporation Of India | 1.71% |
| 9 | Larsen & Toubro Limited | 1.55% |
| 10 | ITC Limited | 1.37% |