Aditya Birla Sun Life Retirement Fund The 50s Plan
Direct · Growth ₹16.78
06 Jul 2026
NAV
7.1%
3Y CAGR
7.2%
5Y CAGR
7.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.45
Sharpe
-5.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.41 L | 7.3% | -7.0% | 17.9% |
| 3 Years | ₹36.00 L | ₹40.19 L | 7.3% | 0.9% | 12.4% |
| 5 Years | ₹60.00 L | ₹73.57 L | 8.2% | 6.8% | 9.4% |
| 7 Years | ₹84.00 L | ₹1.09 Cr | 7.4% | 6.6% | 7.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 7.3% | 14.5% | 11.7% | -7.2% |
| 3 Years | 7.3% | 11.2% | 12.7% | -3.9% |
| 5 Years | 8.2% | 10.4% | 12.4% | -2.2% |
| 7 Years | 7.4% | 10.6% | 12.6% | -3.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.3% | 7.8% | -2.2% | 15.1% | 0.21 | 0.36 | 97% | — | — |
| 3 Years | 7.1% | 7.0% | 3.8% | 11.1% | 0.29 | 0.56 | 100% | — | — |
| 5 Years | 7.2% | 7.1% | 6.4% | 8.0% | 2.45 | 216.49 | 100% | — | — |
-5.0%
Max Drawdown
2 mo
Drawdown Duration
2 mo
Recovery Time
-0.5%
Avg Drawdown
Calmar Ratio by Duration
1.46
1Y
1.42
3Y
1.43
5Y
1.42
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.79 | 0.26 | 29.4% | 21.1% | 6.6% | -0.1% |
| 3 Years | +1.88 | 0.25 | 28.5% | 19.6% | 8.7% | 7.9% |
| 5 Years | +0.48 | 0.22 | 24.8% | 17.9% | 7.5% | 8.6% |
| 7 Years | +0.13 | 0.10 | 16.4% | 10.6% | 7.2% | 12.4% |
| 10 Years | -1.27 | 0.10 | 16.1% | 9.8% | 5.4% | 8.1% |
| 12 Years | -2.06 | 0.10 | 16.1% | 9.8% | 4.5% | 6.7% |
| 15 Years | -2.83 | 0.10 | 16.1% | 9.8% | 3.5% | 5.3% |
39
Total Holdings
12.4%
Top 10 Weight
20
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 1.78% |
| 2 | HDFC Bank Limited | 1.77% |
| 3 | TD Power Systems Limited | 1.38% |
| 4 | Hindalco Industries Limited | 1.23% |
| 5 | METROPOLIS HEALTHCARE LIMITED | 1.20% |
| 6 | Fortis Healthcare Limited | 1.15% |
| 7 | State Bank of India | 1.07% |
| 8 | Bharti Airtel Limited | 1.02% |
| 9 | Bajaj Finance Limited | 0.93% |
| 10 | The Federal Bank Limited | 0.91% |