Aditya Birla Sun Life Retirement Fund The 30s Plan
Direct · Growth ₹24.20
30 Oct 2026
NAV
14.5%
3Y CAGR
14.7%
5Y CAGR
14.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.41
Sharpe
-34.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.14%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.83 L | 15.6% | -50.7% | 67.5% |
| 3 Years | ₹36.00 L | ₹43.87 L | 14.4% | 4.2% | 28.2% |
| 5 Years | ₹60.00 L | ₹87.25 L | 15.7% | 8.6% | 22.1% |
| 7 Years | ₹84.00 L | ₹1.39 Cr | 14.4% | 10.7% | 16.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 15.6% | 14.3% | 6.8% | +1.3% |
| 3 Years | 14.4% | 11.0% | 12.9% | +3.4% |
| 5 Years | 15.7% | 10.4% | 13.3% | +5.3% |
| 7 Years | 14.4% | 10.6% | 15.2% | +3.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 14.5% | 11.9% | -28.1% | 76.7% | 0.55 | 1.54 | 87% | — | — |
| 3 Years | 14.5% | 15.0% | 6.6% | 22.8% | 2.67 | — | 100% | — | — |
| 5 Years | 14.7% | 14.3% | 9.7% | 21.9% | 3.41 | — | 100% | — | — |
-34.2%
Max Drawdown
1 mo
Drawdown Duration
8 mo
Recovery Time
-4.5%
Avg Drawdown
Calmar Ratio by Duration
0.42
1Y
0.42
3Y
0.43
5Y
0.40
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +15.82 | 0.94 | 98.3% | 77.8% | 5.9% | -10.9% |
| 3 Years | +9.49 | 0.95 | 97.5% | 85.3% | 15.9% | 6.4% |
| 5 Years | +5.84 | 0.90 | 91.1% | 83.1% | 11.1% | 5.2% |
| 7 Years | +3.56 | 0.84 | 85.3% | 80.6% | 13.0% | 10.0% |
| 10 Years | +2.02 | 0.83 | 84.3% | 80.0% | 9.2% | 7.3% |
| 12 Years | +1.47 | 0.83 | 84.3% | 80.0% | 7.6% | 6.1% |
| 15 Years | +0.94 | 0.83 | 84.3% | 80.0% | 6.1% | 4.8% |
74
Total Holdings
26.6%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Aditya Infotech Ltd | 3.96% |
| 2 | ICICI Bank Limited | 3.80% |
| 3 | Kirloskar Oil Eng Ltd | 2.87% |
| 4 | Ather Energy Ltd | 2.58% |
| 5 | SJS Enterprises Pvt Limited | 2.49% |
| 6 | Shilpa Medicare Ltd | 2.40% |
| 7 | HDFC Bank Limited | 2.26% |
| 8 | GMR Airport Ltd | 2.21% |
| 9 | Trent Limited | 2.04% |
| 10 | Eternal Limited | 2.01% |